At what age did you start planning for retirement?

Future look bleak when disposable income was $400 :/

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But at age 24 was introduced to yur neighborhood bank is ripping u off and rich dad poor dad book. Started financial journey to be able to retire by 40. That time 2008, did not heard abt fire. I think I heard abt fire Ard 2018 or 2019. So minimalism or frugalism wasnt very mainstream news to me. Already living it. With only $400 a mth to spend, not much choice

The more I read up on the F.I.R.E Movement, the more I feel inclined to work towards it. Here's what really struck me when I was reading up on it:

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”The goal is to save and invest aggressively—somewhere between 50–75% of your income—so you can retire sometime in your 30s or 40s.''

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Although I have mixed feelings towards the financial goals set using the F.I.R.E method, I do feel that there is a lot we can learn from the movement:
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1. Start Dreaming and Planning for Retirement
2. Find Ways to Keep Your Expenses Low
3. Look for Ways to Boost Your Income
4. Make Saving and Investing a Priority
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Source: https://www.ramseysolutions.com/retirement/what...
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Lucky for me, I have already started thinking of different ways to ensure financial independence and as they say one should save & invest little, often & early. When I started my financial and investment journey, I wanted a financial partner that would give me the convenience of a one-in-all platform, offer mutiple functionalities and give me flexibility on how much to invest without too many penalties or charges.

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I have been using Hugo Save for some time now and I am proud to say that I have become more mindful of where & how much I spend, started saving more and also started micro-investing in gold almost on a daily basis. Here's a link if you want to learn more about Hugo Save: https://www.hugosave.com/

This year at 19 y/o! I realised I didn't want to end up like my parents in their 50s-60s still worrying about finishing paying off their housing loan and providing for their children who are still studying.

Of course, I still want to enjoy my youth very much so I'm still learning and trying to balance what works for me. Planning is a process and I know my priorities and goals will change throughout my life and I would have to adjust accordingly, but I know if I start early without sacrificing my well-being, I would not regret it.

I started planning for my retirement at the age of 21!!! But I believe starting earlier is better hehe, you can save more $$$, invest for a longer period, longer period to accumulate wealth & compounding interest 👍🏻