As a beginner investor, what is a good way to diversify my portfolio if I currently have Syfe Equity100 to begin with?

Hello! I like the fact that you have clear goals for your investment, you considered diversifying your portfolio for risk management and you considered the difference between a core and satellite portfolio - you've framed your investment process very nicely for someone professing to be a beginner.

Since you're keen on growth, Equity100 is a great core portfolio to start with as its exposure is largely to the US market (some will say that its underlying stocks have global exposure/audiences; not gonna contest this) and the US market is a great place to look for growth.

If you're looking for global exposure, you can also consider other digital advisors that offer portfolios comprising globally diversified securities.

Regarding unit trusts, ETFs and investment in general, it's good to read and understand more. There's really no clear-cut good and bad, a lot of it is down to personal conviction. (The more you know the more you'll realise that "bad investments" are really just poorly informed decisions. If you don't know anything, of course you're gonna make a bad choice!)

Generally speaking, you'll probably not have much time to read up given your schedule as a HCW (I know) which is why it's best to start broad before narrowing down. Starting broad gives you general investment principles/frameworks, narrowing down helps you get into the details of a specific investment.

Warren Buffett recommends index investing for beginners who know absolutely nothing. That's a good place to start, although you will have to read a bit to understand why you're index investing in the first place.

In the meantime, continue passively investing through digital platforms while you build your knowledge. Good luck!​​​

You can keep Equity100 and also consider the other 3 portfolios that Syfe currently offers - Cash+, REIT+ and Global ARI. 👍