Are you mostly buying big and safe stocks (Amazon, Apple, etc.) or risking with new and smaller companies?

I mostly stick with the safer side of investing companies like Amazon, Apple, and a few others in the tech and consumer space. They’re not always the flashiest performers, but they’ve proven reliable over time, which works well for my long-term approach. I’d rather see steady, consistent growth than take big swings that keep me up at night.

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That said, I do allocate a small portion of my portfolio to more speculative stocks especially if a startup has solid fundamentals or is disrupting a space I understand well. But I always make sure my foundation is solid first.

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Interestingly, being an Amazon shareholder also makes me more aware of their ecosystem. If you're a regular user like me, you can sometimes find useful Amazon offers through third-party deal sites. It’s not investment advice, of course, but saving money while your stock grows feels like a win-win. So in short: mostly the big names for security, with just a touch of risk to keep things interesting

I'm investing to get outsized returns in 20-25 years, so it's more about the company quality, the growth trajectory, and where the company is in the S-Curve business life cycle.

S-Cure Business Life Cycle

Big and safer stocks like Facebook, Amazon, Apple & Microsoft are in the Maturity stage, and two ways companies in this stage could go from there 1) they continue to innovate and maintain growth steadily (e.g. Apple - IPO in 1980), or 2) they could go into decline (e.g. Intel - IPO in 1971) - due to factors like mediocre management, industry headwinds, etc.

Using the example of Amazon, their market cap is already 1.63T. Is there still room for growth in the company? Definitely. Can their market cap grow to another trillion dollars? Just questionable to me & the stock price can trade sideways for a while.

In this case, I noticed Amazon's stock price has been hovering between $3,000 & $3,300 for 4 months now. Meanwhile, companies with a smaller market cap (e.g. CRWD 46.87B but it doesn't mean it's riskier because it depends on the company quality both quantitative and qualitative aspects. CRWD is in the Expansion stage) have experienced exponential growth in their stock price.

Of course, if someone is retiring in less than 10 years' time, they may want to hold companies that are matured yet continue to grow through innovation, e.g. Microsoft, Apple. However for a younger person who is in their 20s, 30s & even 40s, one could look at holding more companies in their hyper-growth or growth stage (early Expansion).

I only have 6 stocks in my portfolio. My top two positions that made up 45% of my portfolio are in TSLA (23.8%) and CRWD (21.4%). I don't have any of the FAANG stocks. So far in 4 months, the strategy works well for me. I still sleep well at night.​​​