Are there any savings accounts that allow you to create sub-categories for different goals? If not, how do you keep track of your targeted savings for short, mid and long term goals?

https://www.ocbc.com/personal-banking/digital-b...

OCBC has a savings goal option on their platform to split the balance on the account. Do have a look if you have an OCBC account.

I use the feature to split into different goals and to keep track in a single interface.

Hi there,

You may want to classify the short, mid and long term goals based on the liquidity thats available. You may want to opt for high yield (though your options will be quite limited, or virtually none) bank accounts for current short term spending needs.
We typically use instruments that allow for a lock in for our mid/long term goals to ensure the liquidity doesn't hamper our savings. If you are looking for a mid term goal, you may want to look at short term saving plans or saving plans with partial withdrawals in it. If you're looking for a long term saving need, do look into a long term endowment.

It will help if you classify all your saving needs and instruments used through an excel so you keep track on the progress of your savings.

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