Are there any pet insurance to recommend? is it needed?

Pet insurance is advisable if you own a dog or cat, given the high cost of veterinary consultation and medical treatment. It is advisable to insure early as most pet insurance does not cover pre-existing conditions only covers pets under a certain age.

Currently, 4 main insurers provide Pet Insurances. They are AON Happy Tails, Liberty PetCare standard plan, AIA Paw Safe, and CIMB My Paw Pal. The coverage differs across insurers thus do check the details for the individual policies. We have also done a comparison across the different policies in this article. Do feel free to check it out.​​​

The purpose of insurance is to hedge yourself against adverse circumstances and to give yourself some peace of mind. So, if you are the sort that will send your pet for treatment and may be worried about the medical cost that follows, a pet insurance policy may help ease your worries.

Currently, AIA, MSIG, and Liberty Insurance are the few companies that offer insurance for dogs. Annual premiums cost $80 to more than $200.

(Dollars and Sense)