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Anonymous

16 Apr 2020

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Are there any outstanding claims that FWD term Life insurance offer that other life insurance plans don't offer?

Just curious if this is something that stands out against all the other life insurance plans.

FWD Term Life Plus Insurance

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Pang Zhe Liang

16 Apr 2020

Lead of Research & Solutions at Havend Pte Ltd

So far there isn't any outstanding benefit that I know of as compared to the other insurers in Singapore. On the other hand, there were news that FWD has closed its branch for group medical insurance business. Therefore, long term sustainability is definitely a concern for consumers.

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Would you recommend to get two term life plans from different insurance company? As I notice some term life plan would lapse after claim (not very sure, do correct me if i’m wrong) :)?

For those with multiple life / term plans with ECI / CI riders, when CI occurs, would you be claiming from all plans or term plan first then life plan later on just in case in future got recurring CI?

I am thinking about buying a life insurance and CI rider but the agent suggested to buy CI term insurance and life insurance as 2 separate plans. Any advice?

What additional insurance should I get besides Integrated Shield Plan? Most recommend term-life and investing, but I'm uncomfortable with not having coverage after 65yo. Any comments on a whole-life plan with early critical care rider. 25-30yo.?

I'm 21, getting out of NS and into university. I currently have a whole life plan and ILP. Should I consider canceling the ILP, switching to term life and getting health insurance? What type of insurance should I get?

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