Applying for Integrated Shield Plan after recovering from minor cancer? (Thyroid) Was told to hold off applying until after 3 years and try again. What are the chances insurers will be ok. Late 20s.

I totally get where you're coming from. I actually came across an article on Integrated Shield Plans that might help with your situation. If you're still in your late 20s, that could work in your favor. It's definitely worth checking with a few insurers to see if they'll offer you coverage after that 3-year mark.

Hello!

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You may provide the latest report and any dr's memo indicating your current condition:

• are you still on active follow ups?
• are you taking any medication?

Yes, insurers are likely to reject the application or in the best case scenario exclude cancer related conditions. However, at least you are still covered for any potential hospitalisation due to other conditions
Usually, we will still try to submit the application for underwriters to review, then see what they say after that.

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If you have any further questions on this or other types of coverage, feel free to reach to me! Would be happy to assist :)

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