Anonymous

Edited 04 Sep 2022

∙

Applying for Credit Card. Earning 5k+ gross per month. But may be tendering soon.

Dear community,

I'm currently earning 5k+ gross monthly before CPF deduction. But I'm looking into tendering soon to take up a freelance project overseas. I have never owned a credit card in my life but I might wish to get one before I head overseas for work.

Would I be facing any issues in applying for one and renewing of the card subsequently?

After tendering I will be working as a freelance. But I have registered a sole proprietorship business in Singapore already.

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Discussion (9)

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Seedly Rookie

12 Sep 2022

My advice : Apply now and start a banking / credit card relationship with the various banks before you tender your resignation !!!

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DZ

Edited 11 Sep 2022

Good to go if you're able to manage your finance well.

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Javier Tan Yan Kai

11 Sep 2022

Actuarial Analyst at AIA

Past 3 months income u should be fine

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Man of the Hour

11 Sep 2022

Man at Man of the Hour

Go for it and please use credit cards going forward from now on.

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SW

06 Sep 2022

Apply while you still have your job then. no issues with renewal thereafter as long as your payments...

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