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Anonymous
Dear community,
I'm currently earning 5k+ gross monthly before CPF deduction. But I'm looking into tendering soon to take up a freelance project overseas. I have never owned a credit card in my life but I might wish to get one before I head overseas for work.
Would I be facing any issues in applying for one and renewing of the card subsequently?
After tendering I will be working as a freelance. But I have registered a sole proprietorship business in Singapore already.
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Good to go if you're able to manage your finance well.
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Javier Tan Yan Kai
11 Sep 2022
Actuarial Analyst at AIA
Past 3 months income u should be fine
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Man of the Hour
11 Sep 2022
Man at Man of the Hour
Go for it and please use credit cards going forward from now on.
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Apply while you still have your job then. no issues with renewal thereafter as long as your payments...
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My advice : Apply now and start a banking / credit card relationship with the various banks before you tender your resignation !!!