Anyone has any opinion on ocbc blue chip investment plan?

• Dividend investing is a long term commitment. 5 year is not enough to generate significant income.
• i.e if you have invested $12000 over 5 years, if the dividend yield is 4%,your income is only $480 a year, sg stock is pretty flat may not have much capital gain.
• I would only recommend dividend investing if you have a horizon of 20-30 years, then your passive income will be monster, or you have large capital (millions $$).
• if your time horizon is just 5 years i will go for capital appreciation, US stock. But of course, US market will swing more wildly, must be mentally prepared.
• but if u still want to generate passive income, i would suggest Poem, using dividend paying unit trust. Free transaction, 0 sale charge and 0 switching cost.

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If the amount of investment is small, such method is better as the commission paid is lower in terms of percentage to your total investment per month.

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However, my suggestion is to explore others like DBS invest saver, FSM RSP, POEMS smart portfolio, etc.

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Their expense might be lower. IBKR might have similar but I have not tried that platform and there are people who say it's fees are cheap.