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Anonymous
Hi, I will be graduating soon and will be joining an MNC. The MNC has dinner allowance which I can claim back, which most of the time will be through GrabFood. Any recommendations for credit card? I am agnostic to cashback or miles, minimum spending preferably below $600 and can maximize GrabFood purchases. Thanks!
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Keith Ng
23 Dec 2019
Assistant Digital Marketing Manager at Mandai Wildlife Group
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Cedric Jamie Soh
20 Dec 2019
Director at Seniorcare.com.sg
UOB one Card is my first choice
OCBC 365 credit card
Standard Chartered cashback card
Actually you only need 1-3 cards..... I think UOB is one of the better card. though I am biased for OCBC
if you go above $600 spending, go for Citipremier miles for the miles :P or UOB Priv miles for the... miles. =)
Two cards I have been using for years
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You could determine if you are someone who prefers instant gratification (cashback), or you prefer to gain greater value over time (miles). There isn't any right or wrong option to this, but it boils down to which you prefer.
It would be good to have a cashback card for a start to better study your expenses pattern, followed by applying for a miles card if you prefer.
I would recommend staying up to date with all the sign-up bonus that are on offer, especially to new-to-bank customers. You can keep track of them either via:
SingSaver or MoneySmart. They regularly share sign-up bonus from the various banks, say $250 (Air Pods now!) for signing up for a Citibank card as a new-to-bank customer.
Milelion Roar telegram broadcast channel (https://t.me/milelionroars). They post all (I think?) promotions almost in real time, as well as compile a Weekly Deal Summary to ensure you do not miss out on any promotion. Best of all, it is a channel so no spams! Only the best stuff shared there
All the best!
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For grab purchases definitely go for the ONE card!
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UOB One - based on what you mentioned in your profile grab spending will be a heavy weight which mak...
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