Any recommendation on which ETFs to invest in for starters? Thank you.

If you are new to etfs, consider robo advisory firms that specialise in this, maybe stashaway for a start if you have low amount of funds to start with. Your risk profile will be determined when you create an account and you run through a series of questions on the platform. Once that is done you will be recommended a portfolio to start investing into. Hope this helps

Whenever I see Qs on ETF, i wanna ask back what is the ultimate plan for ETF?

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Income?

Growth?

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Recommending an ETF is easy but making money out of it will depend on the future needs of the person who have a position and the type of strategy applies along the years.

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If you are still confuse by now, is better to stick to savings and i will recommend looking at CPF for retirement plan, maybe a good withdrawal at age 55 or just SSB if the amount is less then $100k for now.

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Think about it.