Any insurance to protect my workers from Covid?

Workmen Compensation Insurance: This pays for work-related Covid-19. It'll cover medical expenses and lost wages while your employees are on MC. Employers are legally obligated to pay for these costs for work-related injuries and sicknesses, including work-related Covid-19.

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Example: A waiter at a restaurant contracts Covid-19, and it's determined from contact tracing that the waiter was likely exposed due to a diner who had tested positive. The waiter is hospitalised for 2 weeks. The restaurant owner must pay for the waiter's salary for 2 weeks while he's hospitalised and unable to work, since this was a work-related Covid-19 infection.

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