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Anonymous

24 Jun 2020

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Any difference between VC3A and housing refund if I have hit FRS and BHS? Will I be able to withdraw the topups from OA anytime if I am above 55?

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Tay_WenHao

23 Jun 2020

VC3A goes to 3 accounts. Housing refund only refunds to your OA.

You will be able to withdraw all amount above FRS after 55.

VC3A has a limit of 37k per year (including Mandatory Contributions). Thus I would suggest you to VC3A till the limit and if you want to top up more to your OA, do housing refund.

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