Advertisement

Anonymous

14 Sep 2020

∙

Any advice for those who are unable to get insurance coverage due to congenital disease diagnosed from very young? I already topped up Medisave to max.?

How to cope with 10% medical inflation? Unable to invest Long term cos might need cash to pay medical bills. Have IP shield that excludes my medical condition. Got rejected for CI & cancer standalone plans from 3 insurers. On lifelong medication & follow up.

1

Discussion (1)

What are your thoughts?

Learn how to style your text

Samuel Don Oh

14 Sep 2020

Hey there!

I'm sorry to hear about the Application outcome.

Ultimately there is MediShield that covers for hospitalization costs even with Pre-existing. You can try applying for plans that have simple underwriting procedures (eg 3 qns only) eg. AIA Multistage Cancer.

The other option is to get a GIO plan such as a wealth accumulation plan or Personal accident plan since personal accident plans do not have underwriting in general.

Do consult a licensed advisor to see what best meets your needs. You can reach me here to find out more or email me @ [email protected]

Reply

Save

Write your thoughts

Related Posts

What can you advice someone who is unable to get H&S insurance due to pre-existng conditions?

I'm curious how much insurance i shld get. I already have the basics like accident and hosp and life insurance. Is it necessary to get more coverage?

Hi seedly community! I have a QBE insurance premium due soon. May I know which is the best way to get some cashback/ miles rewards? (I thought of amex card top up grab card, to get the 1.5% cashback)

I am a female (26) diagnosed with lupus last year without any insurance. Any advice on how I should cover myself since it's quite hard to get any insurance now?

I think the Aviva Group Term Life and its rider are really good plans! Should I get my own insurance coverage if i have the group insurance already?

Related Posts

What can you advice someone who is unable to get H&S insurance due to pre-existng conditions?

I'm curious how much insurance i shld get. I already have the basics like accident and hosp and life insurance. Is it necessary to get more coverage?

Hi seedly community! I have a QBE insurance premium due soon. May I know which is the best way to get some cashback/ miles rewards? (I thought of amex card top up grab card, to get the 1.5% cashback)

I am a female (26) diagnosed with lupus last year without any insurance. Any advice on how I should cover myself since it's quite hard to get any insurance now?

I think the Aviva Group Term Life and its rider are really good plans! Should I get my own insurance coverage if i have the group insurance already?

Advertisement