Am in the early 30s with approx 200-250k in cash and equivalents, would it make sense to invest in a property by taking up a bank loan or stick with liquid assets like equities/ETFs?

Just sharing.

Bought private in 2006, 20% down payment leverage 80%.

20% x $535,000 = $107,000, loan $428,000.

2010, UOB bank valaution $1,550,000.

Property is about leverage. It is a double edge sword.​​​

I feel that it would be better to invest in assest like equities as you can diversify into different sectors.

It is definitely tricky to compare property vs equities.

Property fluctuate less and is more resilient

equities is more liquid and can enjoy high returns

Can consider property first if you are more risk adverse
I make videos about interesting stuff at youtube here​​​

You can totally buy an island with that amount, and maybe starting renting it out to luxury party organizers.

Downside: Locking down your C&C into a long-term illiquid asset.

Upside: You get to rent it out at a premium many times a year. Plus, you can always be paid to allow property developers to build on your island.

(P.S. That's my dream goal, working towards it)

Cheers,

Pascal