facebookAm I doing the right thing to sleep on my 100K in savings until stocks and a real stock market crash to invest? - Seedly

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Anonymous

18 Apr 2019

General Investing

Am I doing the right thing to sleep on my 100K in savings until stocks and a real stock market crash to invest?

Everyone says a stock crash is coming. Should I just wait for it to happen?

Discussion (9)

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Kenichi Xi

29 Aug 2018

nᴉʍ oʇ dǝnᴉʇsǝd 不能说的秘密 at Tag Team with Gabriel Tham

The important thing is to plan for the future with what you currently have.

And also do not have.

if u do not have something, work for it.

you do not necessary have to risk what you already have for something you do not have.

Hope this reply can give an idea ya.

The objective is to grow and not throw.

Lim Chun Long Jimmy

29 Aug 2018

Co-founder at PolicyWoke (Traded Endowment Policies)

Have a diversified investment portfolio. Apply dollar-cost averaging to put statistics in your favour. If have 5-digit cash to invest, consider investing in currency-neutral assets such as property and fine art.

Colin Lim

29 Aug 2018

Financial Services Consultant at Colin Lim

First we need to understand simple rules of investing..

  1. Equities always outperform all asset classes.
  2. Market will crash.
  3. Market will rebound.

For people who are procrastinating because of the volatility, you might miss the boat.
You can start of by using this simple yet effective technique call dollar cost averaging.

I think this is a question of rebalancing your portfolio.

Here's how i split my holdings:

Equity (Stock market) - Currently the highest because it is still at the tail end of the up market. I'm also trading in and out (for US stocks) instead of holding long term since the "crash" might come soon.

Bond (SSB / CPF) - Relatively safe, dont have SSB but treating my CPF as my bond portion

Cash - In a high interest rate savings account (DBS multiplier)

You can rebalance the % of the holdings based on how soon you think the "crash" is coming. If you think it's this week, then maybe reduce the equity holding and put more into bond / cash. :)

Kenneth Lou

29 Aug 2018

Co-founder at Seedly

Personally believe in 'TIME IN MARKET' vs 'TIMING THE MARKET'

This is for 3 main reasons:

...

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