Am I able to do flat viewing before applying for a HDB loan?

Hi,

Flat viewing comes before HDB loan, following the procedures with the new resale portal. after registering your intent to buy, you would have to search for a flat, get the OTP then go through the mode of financing.

Here are the full procedure according to HDB:

From 1 January 2018, resale flat buyers and sellers will need to login to the HDB resale portal using their singpass, to start their buying or selling journey.

The portal will guide you through the following steps:-

1. register intent to buy

2. search for suitable flat and get option to purchase (OTP)

3. choose mode of financing

4. submit request for value to hdb

5. submit resale application

6. acknowledge resale documents

7. pay fees (online payment)

8. approval of resale

9. completion of resale

Hope that helps.