Alternatives to bank FD with low risk for cash or SRS.

Backed by Sg govt:

SSB 10 years

Tbill 6 months or 1 year.

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For all other banks if it is covered under Singapore Deposit Insurance Corporation (SDIC):

limit to max of 75k

So far I place in fixed deposits

SSB!

1. I am using Chocolate Finance for 20K 4.2% till end of the this year, subject to changes to the % change. Use my referral link yeah: https://share.chocolate.app/nxW9/qhhg2b7y
2. moomoo account for investing SG stocks: there's no commission for first year and there's lots of perks here and there. Join moomoo with me & get rewards worth up to S$1,020*! https://j.moomoo.com/01oEAB
3. Webull account for investing US stocks or money market fund. Apparently the exchange rate is one of the best platform. https://www.webull.com.sg/s/uIYsggeQsIxAyy8SWU
4. POEM was the oldest platform I have when I switched from fund supermart. There's no sales and platform charges for unit trust (mutual funds) so I love to use this platform. Open a cash plus account also can enjoy no minimum commission for SG stocks 0.06-0.08% They are also giving many perks now like fractional shares up to $180 https://www.poems.com.sg/open-an-account/?referral=xoZM6
5. Mari Invest/Mari Savings. You also get extra perks from shoppee when you buy stuff online. Get $5.00 by signing up with MariBank Personal Banking!
   Simply download MariBank app and use my referral code: 9QIX74AI.

:)

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