Allianz Income and Growth Fund

• Poem, 0 transaction, 0 switching fee for UT
• it got 3 variant AM, AMg and Accumulation.
• Pay monthly with a fixed dpu of $0.06 for AM. Predictable payout amount, but u must be ok the UT price almost will never exceed it launch price, pure dividend play.
• if you want moderate capital appreciation + monthly variable dividend, choose AMg, slightly lower dividend but you will see UT price increase over time.
• you can do RSP but is good to diversify to some Sg reits. you want to mix high dividend yield and dividend growth element in your portfolio.
• High dividend yield rack up passive income very fast, short term, but over long term (20years) dividend growth rate is an more important factor.

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