facebookAIA investment compare to fixed deposit which is better? - Seedly

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Anonymous

29 Jan 2020

Insurance

AIA investment compare to fixed deposit which is better?

Which gives me a better long term return?

Discussion (4)

What are your thoughts?

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Elijah Lee

29 Jan 2020

Senior Financial Services Manager at Phillip Securities (Jurong East)

Hi anon,

You can't compared the two, as they are fundamentally different asset classes.

In the long run, investments have the potential to yield better returns (but you could also lose everything)

Fixed deposits will have a guarantee, but the trade off is that you cannot expect market like returns. That would be unrealistic.

Instead, strive to have a good mix of assets in your portfolio such that you do have a decent return with managable risk.

I think being an AIA shareholder give better returns than an AIA policyholder

Loh Tat Tian

20 Jan 2020

Founder at PolicyWoke (We Buy Insurance Policies)

Too vague a question.

Fixed Deposits have different profile, as akin to stocks and shares and etc.
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