Advice on Manulife ReadyBuilder - Looking to sell it, any way to cut losses?

Ok

Readybuilder looks more like an endowment than an ILP. so the original intention when you bought it should be pay for maybe 10-20 years then it will break even. after the premium ends, you then continue to hold for higher value.
what is the original benefit illustration and why are you thinking of selling it now?

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was it a mis-advice by the agent? then i would recommend you make a complain to MAS, but i would think there will be any action taken.

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