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Cryotosensei
20 Jan 2024
Blogger at diaperfinancingfund.blogspot.com
I'm 43. Fidelity investments published a guide that suggests that I need to have $600k by 50. So I subtract my current net worth from $600k and engineer how much I need to invest and at what rates. So I have SSB, T-bills, roboadvisors etc to hit my target
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Depend on your risk appetite. If you are going to lose sleep over 20% paper loss, then might be bettter to invest in lower risk investment.
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Retirement will usually have long time horizon so could take higher risk (but of course depends on your risk appetite also).
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Given that you are asking, I assume you are new to investing.
and if you are investing for retireme...
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Read and doydd. I am using Endowus as it is cheaper.