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Anonymous

20 Dec 2023

Retirement

Advice needed to start planning for retirement. Just turned 30, any advice what to invest for my retirement?

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Read and doydd. I am using Endowus as it is cheaper.

Cryotosensei

20 Jan 2024

Blogger at diaperfinancingfund.blogspot.com

I'm 43. Fidelity investments published a guide that suggests that I need to have $600k by 50. So I subtract my current net worth from $600k and engineer how much I need to invest and at what rates. So I have SSB, T-bills, roboadvisors etc to hit my target

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Depend on your risk appetite. If you are going to lose sleep over 20% paper loss, then might be bettter to invest in lower risk investment.

Retirement will usually have long time horizon so could take higher risk (but of course depends on your risk appetite also).

Given that you are asking, I assume you are new to investing.

and if you are investing for retireme...

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