29F with $125k savings in bank, & $19k in investment plan isit enough ?

Enough for retirement?

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Not really as median networth here is 135k plus and about 500 odd for average networth so there is so much more work to be done. Personal option but at bare minimum must have atleast 1 million liquid by 30 just to survive in singapore.

If you are single, u can use 4-3-2-1 budgeting concept.

40% of income - for expenses/loans
30% - for short term accumulation
20% - for long term accumulation and
10% - for insurance protection
As for the above, as long as u have 6 mths of emergency fund, the rest you can deploy your money to work harder!!