facebook27, M. (Less than 2 years work exp) How can we build up credit score in Singapore effectively and efficiently? - Seedly

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Anonymous

19 Sep 2021

Saving Hacks

27, M. (Less than 2 years work exp) How can we build up credit score in Singapore effectively and efficiently?

What’s the recommended no. of credit card one should have? I saw people mentioning for starters, one should only have a max of 2 CC. Apply for 1 CC, and apply for a 2nd CC six months after. Up for discussion. What do you all think?

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Kenneth Lou

20 Sep 2021

Co-founder at Seedly

Taking some form of credit is definitely the best way to go as all your credit data will be passed over to CBS (Credit Beareu of Singapore) to formulate a credit score of you.

Next: Always pay in full and on time!

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