Robo War Experiment (RWE) Update – July 2025

This Opinion post first appeared in my blog here: https://pwlcm.wordpress.com/2025/08/02/robo-war-experiment-rwe-update-july-2025/

This is a performance update to my Robo War Experiment (RWE) posted here:
https://pwlcm.wordpress.com/2025/07/02/robo-war-experiment-rwe-update-june-2025/

Disclaimer: This post is just for educational sharing purposes. Please do your own due diligence on any products mentioned in this post.

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Performance Update

Here is the July 2025 Performance Update:

All 5 robo advisor portfolios and 3 benchmark indices continued to clock positive returns in July 2025. All their YTD Returns and XIRR since inception had improved compared with that of June 2025.

In terms of XIRR since inception, Endowus continued to retain the leader position among the robo advisors, beating the MSCI ACWI, and lagging behind both MSCI World Index and S&P 500 index.

Key Observations

1. All 5 robo advisor portfolios and 3 benchmark indices continued to stay in positive territory in July 2025.
2. Endowus continued to retain the leader position among the robo advisors in terms of XIRR since inception.

Referral Links

Endowus: https://endowus.com/invite?code=J6YV3
Syfe: https://www.syfe.com/invite/wealth/SRPTRJTFQ
StashAway: https://www.stashaway.sg/referrals/choonght43
MoneyOwl: https://moneyowl.com.sg/app/accounts/sign-up?referral_code=5FZY-58AG