Robo War Experiment (RWE) Update – January 2026

This Opinion post first appeared in my blog here: https://pwlcm.wordpress.com/2026/02/06/robo-war-experiment-rwe-update-january-2026/

This is a performance update to my Robo War Experiment (RWE) posted here:
https://pwlcm.wordpress.com/2026/01/03/robo-war-experiment-rwe-update-december-2025/

Disclaimer: This post is just for educational sharing purposes. Please do your own due diligence on any products mentioned in this post.

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Performance Update

Here is the January 2026 Performance Update:

All 5 robo advisor portfolios and all 3 benchmark indices turned in positive monthly returns in January 2026. SqSave portfolio took the top spot at 3.43% among the robo advisors.

In terms of XIRR since inception, Endowus remained the top performer at 8.85% among the robo advisors, and S&P 500 Index took the overall performance leader at 11.18%.

Key Observations

• All 5 robo advisor portfolios and 3 benchmark indices turned positive in the month of January 2026.
• SqSave top the top spot in monthly returns in January 2026.
• Endowus retained the leader position among the robo advisors in terms of XIRR since inception.

Referral Links

Endowus: https://endowus.com/invite?code=J6YV3
Syfe: https://www.syfe.com/invite/wealth/SRPTRJTFQ
StashAway: https://www.stashaway.sg/referrals/choonght43