Robo War Experiment (RWE) Update – January 2025

This Opinion post first appeared in my blog here: https://pwlcm.wordpress.com/2025/02/04/robo-war-experiment-rwe-update-january-2025/

This is a performance update to my Robo War Experiment (RWE) posted here:
https://pwlcm.wordpress.com/2025/01/03/robo-war-experiment-rwe-update-december-2024/

Disclaimer: This post is just for educational sharing purposes. Please do your own due diligence on any products mentioned in this post.

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Performance Update

Here is the January 2025 Performance Update:

All 5 robo advisors and the 3 benchmark indices returned to positive territory in January 2025. Among the robo advisors, the best and worst performers in January 2025 are MoneyOwl and StashAway portfolios respectively.

In terms of XIRR since inception, Endowus achieved 7.91%, retained the leader position among the robo advisors, beating the MSCI ACWI index, but lagging MSCI World and S&P indices.

Key Observations

1. All 5 robo advisor portfolios and the 3 benchmark indices were in the black in January 2025.
2. MoneyOwl and StashAway portfolios were the best and worst performers in January 2025.

3. Endowus portfolio continued to lead the robo advisors with XIRR since inception at 7.91%.

Referral Links

Endowus: https://endowus.com/invite?code=J6YV3
Syfe: https://www.syfe.com/invite/wealth/SRPTRJTFQ
StashAway: https://www.stashaway.sg/referrals/choonght43
MoneyOwl: https://moneyowl.com.sg/app/accounts/sign-up?referral_code=5FZY-58AG
SquirrelSave: https://app.squirrelsave.com.sg/Start/Referralcode?referralid=2996