Robo War Experiment (RWE) Update – February 2026

This Opinion post first appeared in my blog here: https://pwlcm.wordpress.com/2026/03/08/robo-war-experiment-rwe-update-february-2026/

This is a performance update to my Robo War Experiment (RWE) posted here:
https://pwlcm.wordpress.com/2026/02/06/robo-war-experiment-rwe-update-january-2026/

Disclaimer: This post is just for educational sharing purposes. Please do your own due diligence on any products mentioned in this post.

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Performance Update

Here is the February 2026 Performance Update:

4 robo advisor portfolios and 2 benchmark indices continued to clock in positive monthly returns in February 2026. SqSave portfolio and S&P 500 were the only 2 that turned red, particularly interesting to note is that SqSave had the highest monthly return among the robo advisors in February 2026, perhaps due to their investing strategy having higher volatility.

In terms of XIRR since inception, Endowus remained the top performer at 9.03% among the robo advisors, and MoneyOwl took the second place at 8.98%, not too far behind.

Key Observations

• All robo advisor portfolios and benchmark indices except SqSave and S&P 500 turned continued in the black in the month of February 2026.
• Among the robo advisor portfolios, SqSave switched from the top performer in January 2026 to the only portfolio in red in February 2026.

• Endowus kept the leader position in terms of XIRR since inception among the robo advisors, with MoneyOwl followed quite closely in the second place.

Referral Links

Endowus: https://endowus.com/invite?code=J6YV3
Syfe: https://www.syfe.com/invite/wealth/SRPTRJTFQ
StashAway: https://www.stashaway.sg/referrals/choonght43