Robo War Experiment (RWE) Update – December 2021

This Opinion post first appeared in my blog here:

https://pwlcm.wordpress.com/2022/01/06/robo-war-experiment-rwe-update-december-2021/

It is an update to my Robo War Experiment posted here:

https://seedly.sg/opinions/robo-war-experiment-rwe

Disclaimer: This post is just for educational sharing purposes. Please do your own due diligence on any products mentioned in this post.

Performance Update

Here is the December 2021 Performance Update:

Key Observations

1. Endowus was the clear leader among the 3 robo advisors, performing almost +20% IRR.
2. StashAway suffered losses due to their exposure to China equities and gold.
3. Syfe stayed in the middle ground, performing about +14% IRR.
4. Against the benchmark indices, only Endowus beats MSCI ACWI in terms of IRR.
5. With 1 year worth of performance data, IRR would be the proper matrix for comparison moving forward.

Referral Links/Codes

Endowus: https://endowus.com/invite?code=J6YV3
Syfe: SRPTRJTFQ
StashAway: https://www.stashaway.sg/referrals/choonght43