Robo War Experiment (RWE) Update – April 2025

This Opinion post first appeared in my blog here: https://pwlcm.wordpress.com/2025/05/07/robo-war-experiment-rwe-update-april-2025/

This is a performance update to my Robo War Experiment (RWE) posted here:
https://pwlcm.wordpress.com/2025/04/02/robo-war-experiment-rwe-update-march-2025/

Disclaimer: This post is just for educational sharing purposes. Please do your own due diligence on any products mentioned in this post.

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Performance Update

Here is the April 2025 Performance Update:

All 5 robo advisor portfolios and 3 benchmark indices remained in the red in April 2025. Their YTD Returns and XIRR since inception all declined further. Endowus retained the leader position among the robo advisors, beating the two MSCI indices but lagging behind the S&P 500 index.

Key Observations

1. All 5 robo advisor portfolios and the 3 benchmark indices declined further in terms of YTD Returns and XIRR performance in April 2025.
2. Endowus portfolio continued to lead the robo advisors with XIRR since inception at 6.35%, leading both MSCI indices but lagging behind S&P index.

Referral Links

Endowus: https://endowus.com/invite?code=J6YV3
Syfe: https://www.syfe.com/invite/wealth/SRPTRJTFQ
StashAway: https://www.stashaway.sg/referrals/choonght43
MoneyOwl: https://moneyowl.com.sg/app/accounts/sign-up?referral_code=5FZY-58AG
SquirrelSave: https://app.squirrelsave.com.sg/Start/Referralcode?referralid=2996