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Investments

STI ETF

I started investing w STI-ETF since 2015, $100/mth but recently stopped investing. I've invested in total $7.8k but its current val is at $6092.07.?
Yang Teng
Yang Teng
Top Contributor

Top Contributor (Aug)

Level 9. God of Wisdom
Answered 19m ago
What was your initial rationale for investing in STI ETF? Do these beliefs still hold true now? If yes, you should continue to invest, or rather, invest more during the downturn. If no, perhaps, you may consider cutting loss and investing elsewhere. While STI has lower returns historically as compared to other regional/global markets, I wouldn't say there's 'not much hope'. Growth is still possible, though at a slower pace. There are other considerations to be taken into account if investing abroad such as increased foreign exchange risk, withholding tax, etc.

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Promo Codes

Anyone mind sharing your Google Pay referral code?
Damian Yeo
Damian Yeo
Top Contributor

Top Contributor (Aug)

Level 6. Master
Updated 1d ago
Join me on Google Pay and you’ll earn $5 when you opt in to Google Pay offers and rewards and make your first payment (min. $10)! Terms apply. Download the app and use my referral code qx2jo7m to get started. https://g.co/payinvite/qx2jo7m

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Cryptocurrency

Personal Finance 101

Savings

P2P Lending

Economics

DeFi: Is Decentralised Finance The Future?
We are shifting from traditional, centralized financial systems to peer-to-peer finance enabled by decentralized tech.
Kenneth Lou
Kenneth Lou, Co-founder at Seedly
Level 9. God of Wisdom
Updated 3d ago
0
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Post

Investments

Anyone heard of investing in Agarwood? Is it a legit investment?
Milton Tan
Milton Tan
Level 2. Rookie
Answered on 23 Aug 2019
It depends what you are looking for and there are more scams than legit ones. Those that are legit are well-kept secrets.

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Investments

Online Brokerages

TD Ameritrade

While waiting for TD Ameritrade account to be ready, can I login the paper account and get use to the interface?
Daren Khek
Daren Khek, Videographer at GRVTY Media
Level 2. Rookie
Answered 3h ago
Hi anon, I am also awaiting for my account to be ready. To answer your question, the answer is yes! Just download the app 'Thinkorswim'. You can basically do everything, just not available for buying or trading anything.

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Stocks Discussion

OCBC

Regular Shares Savings Plans (RSS/RSP)

Regarding BCIP, what are some of the available channel that is easy to start and navigate ? I only wish to invest when i have the available funds instead of $100 monthly?
Yang Teng
Yang Teng
Top Contributor

Top Contributor (Aug)

Level 9. God of Wisdom
Answered 10h ago
The potential issue with investing only when you have the available funds is inadvertently timing the market. You could go with a roboadvisor with no minimum investment requirement. This way, you can invest a smaller sum on a regular basis (e.g. $50). The other way is to save up a sizeable amount first, then investing it at one go (lump sum). This method allows you to have more choices on what you want to invest in (equities, funds, bonds, etc).

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Investments

Syfe

Robo-Advisors

REITs

Is my Syfe portfolio allocation optimised for my risk appetite?
saylavee
saylavee
Level 4. Prodigy
Answered 21h ago
I read from somewhere saying the 110 - current age rule and that answer should be your percentage of equities. Given that you are planning to hold it for a long time, consider doing 90/10 for your allocation. Time has shown E will always outperform B in the long term. For me, unless I have a substantial amount to invest into 100% reits syfe, I would rather invest all into the 100% equities since the chances of capital growth is higher.When your risk appetite falls, just switch to dividend paying ones like banks/reits.

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Regular Shares Savings Plans (RSS/RSP)

DBS

STI ETF

Investments

I've been investing $200 monthly RSP with DBS for STI-ETF since Nov 2018, a total of $4400. But my account now only has $3750. Should i continue the RSP or put my $200/mth elsewhere?
Yh.lens
Yh.lens, Writer at Investing Beanstock
Level 6. Master
Answered 4h ago
I would say, there are better investments out there than STI ETF out there. You can start to explore roboadvisors and start contributing there for better risk-adjusted returns. Your capital cost of $4400 is in a loss of -14% based on your current value of $3750. Start to divest into robos such as Syfe or Stashaway which I have written in an article here to see if it is truly for you. I don't think it's wise for you to do DIY stock picking anyway so yes Robo can be your next best alternative. Hope this helps.

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Investments

Syfe

StashAway

Investment Linked Policies (ILP)

Online Brokerages

What do you think about this Investment Portfolio Allocation? Would also like more info on AIA Pro Achiever?
Syfe
Syfe
Updated 3w ago
Hello there! Thanks for being a Syfe client. Your question about portfolio allocation can be much better answered by our wealth advisors, whom you automatically have access to as a client. Our advisor will be able to look through your overall portfolio and give personalised advice on how you can allocate your funds. You may arrange for a consultation here. Not to worry, such consultations are free and our advisors are unbiased. Their aim is to provide you with the best strategy for your money. Hope this helps!

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Syfe

Robo-Advisors

Online Brokerages

Investments

Is there a need to have a high lump sum when setting up an account with Syfe, does it make a big difference as opposed to having a lower lump sum and an average of maybe $200 monthly?
Gordon Lim
Gordon Lim
Level 5. Genius
Answered 2d ago
Up to preference. If you wondering about the part when you set the portfolio and they ask you, its actually just for your own reference. In the end is OTOT deposit de. And whatever you deposit gets invested straight away. Cost wise. You might say DCA is cheaper? Since they charge fees by month so if you DCA your NAV starts small and grow just as your fees will. Then lump size you get the bigger fee starting the first month.

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