Recently their customer service is horrendous, I also suddenly cannot login cause didn't receive any OTP. They took more than 5 days to reply my whatsapp message, no reply on email. For your case, let them know that u cannot log in and ask them to update your mobile number. Maybe can provide your telco bill as proof. If they don't help, make police report

Yeaps, the $500 will be part of your capital.

Hello, returns are not guaranteed. The 1% interest rate for the next 90k is also calculated daily and credited monthly just like the 2.5%. That being said, the interest rate has been quite consistent for myself and has been quite close to what they stated, so I would say it is still one of the best account/savings plan out there with flexibility of withdrawing anytime. Hope this helps!

Yup! The card looks pretty neat and I can use it for contactless Visa payments! Those are a huge plus for me!

Hi Katrina, You'll first need to add your bank account in the SingLife app. You can only add bank accounts that are under your name. After that, you can choose to withdraw any amount from SingLife. The good thing is that there is no minimum amount that you have to withdraw, compared to Elastiq or Dash EasyEarn. A minimum of $100 is required to be in the account to continue earning the 2.5% interest. Also, the online transfer may take a while longer compared to a FAST transfer that is instant, so that's something to take note of if you need to money immediately.

As you have mentioned, the 2.50% rate in non-guaranteed and the subsequent rate is rather low at 1.0%. With a deposit of $30,000, effective interest rate will drop to ~1.50%. The Singlife Account was launched Sep 2019 in conjunction with a rebranding exercise from Singapore Life to Singlife and unveiling a new strategy called 'Manage, Grow & Protect’. The savings insurance account could be a marketing strategy to rope in new and young customers with its digital platform and high interest. In addition, when the account was launched, the market was in its longest bull run in history. It is possible to achieve returns more than 2.5% had the markets not crash due to the pandemic.