Hi there! Happy to hear and share my thoughts about active investing. Kudos to you for seeking advice before taking the dive. It seems like you are more interested in growing your capital compared to preserving it, and perhaps more risk-tolerant. That is the sense that I am getting from your question. If that is the case, I would recommend exploring into US markets. ! - Blue is the S&P 500 Index (SPX) - Orange is the Straits Times Index (STI) Right off the bat, we can see that the US financial markets have recovered faster than SG markets. But keep in mind that it is generally more volatile and riskier compared to the SG market. In my own experience of investing, I personally favor the US markets more than SG markets. Mainly because of the larger market exposure and liquidity that US markets have, and the composition of Technology stocks that makes up the S&P 500 relative to the STI. The top holdings of STI are most Financials, REITS, and Telcos , which I feel don't really have much momentum as compared to stocks like AAPL, AMZN, and MSFT , all in the Technology sector. I would favor the STI more if I am looking for dividend growth because of the 30%/15% (Irish-Domiciled) withholding tax that US equities inherently imposes. I still do recommend holding onto your Robo-Advisors for diversification. Moving forward, you can adopt the bottom-top approach in selecting a few companies that interest you. Preferably something that you understand . Maybe if you are a CS degree student, you can perhaps look into Cloud companies or Fintech, etc. Study them closely, do your due diligence and build that conviction within yourself. Once you are ready, open a brokerage that offers access to global markets and start investing! Seedly has a great article that lists most of the brokerage that does it. https://blog.seedly.sg/how-to-buy-us-shares-in-singapore-and-open-brokerage-account?utmsource=product&utmmedium=banner&utm_campaign=experiment Hope this helps! Happy to share if you need any more information.