! ! ! https://www.youtube.com/watch?v=TsJbg2X2rpo https://www.youtube.com/watch?v=k9xv3lHvsz0

! ! ! https://www.youtube.com/watch?v=TsJbg2X2rpo https://www.youtube.com/watch?v=k9xv3lHvsz0

Hi anonymous, With regard to taking an HDB housing loan, yes, you can! After choosing to wipe out your combined CPF-OA monies for the mortgage, some people might find themselves in a position where they don't have enough CPF contributed on a monthly basis to pay for their monthly mortgage using their CPF. If so, you can use cash to pay or top-up the difference . But more importantly, this probably (I'm making a guess because I don't know your financial details personally) means that the flat you picked is slightly out of your financial league. ! If you're going with a bank loan, the same thing applies. Yes, you can use your CPF-OA savings to pay your bank loan payment (just speak to your preferred bank to find out more). If there's any shortfall, you can make up for it in cash and pay it directly to your bank. To keep things clean though, I would just stick to one form of payment throughout. So either all cash or all CPF. This way you can better track and plan your finances!