MileLion - Seedly
Seedly logo
 

MileLion

Travel Better For Less

0 Followers

0 Questions Answered

Recent Activity

Unanswered

Trending

Editoral

Would Your Miles Become Worthless After COVID?

With the global lockdown and SQ layoffs, we find out whether your Miles will still be as valuable in a post-COVID world.

95

0

Post

Citi PremierMiles Visa Card

Credit Cards

MileLion

Miles

Citibank

Got the Citi PremierMiles credit card for the AirPods Pro signup bonus, but don't really have much use for the card itself. If I cancel the card now, will I be charged the annual fee?
General rule is 6 months after receiving the gift to be safe. If you cancel within the non-cancellation period, they have the right to bill you the retail price for the gift.

1

MileLion

Credit Cards

What is the minimum payment for credit cards?
Nicholas Beh

Nicholas Beh

Level 7. Grand Master

Answered on 11 Oct 2020

You should always pay off your credit card bills in full. When you leave a balance on your credit card, you are essentially taking an unsecured loan from the bank. These interest rates typically run upwards of 25% p.a. (twenty-five, not two-point-five) and will compound daily. Credit cards already allow you to delay payment in cash, as long as you pay by the due date. This is why some recommend that those who cannot manage their money well to use debit cards, because credit card debt can be incredibly destructive towards one's personal finances.

1

MileLion

Hi Miles Experts, which non-miles-designated credit cards are good to convert points to miles? Thanks?
Lee John

Lee John

Level 8. Wizard

Answered on 11 Oct 2020

Checkout mileslion blog and articles to find out more

0

Credit Cards

Insurance

Prudential Insurance Savings Plans

AIA

Miles

MileLion

Is it worth it to pay insurance/endowment premiums with Cardup? How do I change my AIA and Prudential payment method to CardUp payments? Need some advice.?
Using CardUp to pay for insurance premium is one way you can earn cash back, miles, or reward points. Both AIA Singapore Private Limited and Prudential Assurance insurance policies can be paid using CardUp on PolicyPal's platform. Do check this article out to find out more.

0

Insurance

Miles

MileLion

Credit Cards

Should I pay insurance premium yearly or monthly if I am considering using Cardup payment method to earn miles?
Generally, for insurance premiums, paying annually is cheaper than monthly. However, if you are looking to hit minimum monthly spending to hit cashback benefits or, in this case, earn miles, payment on a monthly basis might be an option to consider. One thing to note is that you should ensure the benefits is worth the increase in expense. At PolicyPal, you can pay for your insurance premium with CardUp as well. Do check out this blog article to find out more.

0

MileLion

SG Budget Babe

Credit Cards

What is the “UBER TRIP HELP.UBER.CO” transaction that was charged to my credit card?
If you don't use Uber, I suggest you call the bank to report a suspicious transaction and cancel it. There were cases where people's credit card was charged with unknown uber transactions before.

0

KrisFlyer

Miles

MileLion

Will you pay $25 admin fees to convert reward points from banks like UOB/OCBC to convert 10,000 krisflyer miles? This is the minimal block of miles to be converted.?
Mr. Risk Averse

Mr. Risk Averse

Level 4. Prodigy

Answered on 02 Oct 2020

Personally, I was in a similar situation with expiring points. I decided to just exchange for one of the retail vouchers. It’s a relatively small amount and you have to pay $25 out of pocket, for something that i don’t foresee myself doing in the near future (ie no travel plans because of covid). I just decided to cash it out as vouchers and enjoyed a nice meal with the points... no regrets lol

0

MileLion

KrisFlyer

Miles

COVID-19

Hi Miles Experts, Currently i have close to 10k krisflyer miles expiring in the first half of 2021. Given the current covid situation, how would you be using your miles? Needing some advice. Thanks!!!?
Nicholas Beh

Nicholas Beh

Level 7. Grand Master

Answered on 30 Sep 2020

10k miles generally isn't a lot. After all, a one-way ticket to KL in economy class will cost you at least 7.5k miles. Your best bet is to wait it out. Perhaps we can all travel and start booking flights when 2021 comes by? Airfare redemption tends to get the most value out of your miles, so it may be wiser to wait instead. However, if you really don't see yourself using these miles for flights anytime soon, you can consider converting them to TapForMore points, or use your miles on KrisShop or in KrisPay. For KrisShop and KrisPay, they do come up with promotions from time to time for miles redemptions, so keep a lookout!

0

MileLion

Credit Cards

Multi Currency Cards

Cashback

Are there any multicurrency cards with Cashback/Rewards?
Hi Will, thank you for asking this question. You can revert to the Revolut and MCO card, if you want. Those two I am aware have decent exchange rates but also offer some form of cashback for the higher tier cards. You can check them out!

0