Credit Cards - Seedly
Seedly logo
 

Credit Cards

Optimising your daily spending

Questions answered
  • Recent Activity
  • Unanswered
  • Trending

Credit Cards

Citibank

Standard Chartered

Cashback

Are credit cards with points system more worth it than normal cashback card? Take for example, Citibank SMRT uses point system but their rewards are pretty normal.?
Kevin Seah
Kevin Seah
Level 5. Genius
Answered 11h ago
Generally, cashback cards are used for general spending and miles credit cards are used for large purchases. Rewards credit cards come somewhere in between the two, for people who want to have an all-rounder type of credit card. The points can then be exchanged as cash vouchers or miles. Therefore, you will see that the rewards from these reward points credit cards are somewhat 'normal' as they do not skew much towards cashback or miles benefits.

0 comments

👍
0

Credit Cards

Using Singapore credit card while working overseas?
Z
ZY
Level 5. Genius
Answered 1d ago
Technically yes. I think you are aware that there are extra charges for using your card overseas, usually 3+% on the amount charged. If you value the points more than that, then by all means do so. By the way, if you are working overseas, you should qualify for credit cards there, which may offer more attractive points. For e.g. The miles earn rate in US is pretty attractive.

0 comments

👍
0

Credit Cards

Miles

Cashback

AMA The Woke Salaryman

About to have some big-ticket expenses this coming month. Will it still be worthwhile to get a Miles credit card?
J
Just_Saying
Level 4. Prodigy
Answered 3d ago
Personally i will go for cashback card at times like this. Not even sure if Travel will be back by 2021.

2 comments

👍
0

Credit Cards

DBS

Payments

Do you get your dbs cashback if you were to use hoolah as a payment option?
Yang Teng
Yang Teng
Top Contributor

Top Contributor (Aug)

Level 9. God of Wisdom
Answered 3d ago
Minimum spend is calculated based on the date of transaction in that calendar month. It excludes posted 0% interest-free instalment plan monthly transactions , posted My Preferred Payment instalment plan (“MP3”) monthly transactions, interest, finance charges, cash withdrawal, Cash Advance, balance transfer, SAM online bill payments, bill payments via internet banking and all fees charged by DBS.

2 comments

👍
0

MileLion

Credit Cards

Multi Currency Cards

Cashback

Are there any multicurrency cards with Cashback/Rewards?
Kenneth Lou
Kenneth Lou, Co-founder at Seedly
Level 9. God of Wisdom
Answered 4d ago
Hi Will, thank you for asking this question. You can revert to the Revolut and MCO card, if you want. Those two I am aware have decent exchange rates but also offer some form of cashback for the higher tier cards. You can check them out!

0 comments

👍
1

MileLion

Credit Cards

Hi I have a question on MoneySmart.sg promotions?
Huang Yixuan
Huang Yixuan, Product Manager at Seedly
Level 6. Master
Answered 5d ago
Hello! Moneysmart definitely do give the rewards for the promo (i got $200 when I signed up for my citipremier miles card) BUT please make sure that you fill up your form carefully. I thought I was able to get the Citibank 30k new sign up miles, but because I signed up through moneysmart and there was a checkbox that I didn't click (until now still not sure what I did wrongly), I wasn't eligible for the miles...

0 comments

👍
1

MileLion

Credit Cards

Citibank

Chances of getting annual fee waiver for Citi cards?
I would just call the bank up and let them know you can to cancel the subscription if you had to pay. Then they should waive it.

0 comments

👍
0

MileLion

Citi PremierMiles Visa Card

Credit Cards

Question on Citi PremierMiles Card?
Nicholas B
Nicholas B
Level 6. Master
Answered 6d ago
No, as the card is settled in SGD and does not provide any multicurrency facility. Only ICBC provides a publicly available credit card with SGD and USD settlement. Your best options to avoid these fees are to use a card that can directly draw from your USD account such as the Citibank Debit Mastercard, or to use a prepaid card service such as Youtrip or Revolut.

3 comments

👍
1

Miles

COVID-19

MileLion

Travel

Lifestyle

Credit Cards

Would Your Miles Become Worthless After COVID?
With the global lockdown and SQ layoffs, we find out whether your Miles will still be as valuable in a post-COVID world.
Kenneth Lou
Kenneth Lou, Co-founder at Seedly
Level 9. God of Wisdom
Updated 2w ago
0
👍
7
Post

Savings

Lifestyle

Credit Cards

UOB Preferred Platinum Visa Card

UOB

Hi, I am new to credit cards. I will want to apply for the preferred platinum card which has 4 mpd on mobile payments( googlepay). Will i recieve the miles if i transfer to revolut thr googlepay?
Yang Teng
Yang Teng
Top Contributor

Top Contributor (Aug)

Level 9. God of Wisdom
Answered 6d ago
Card Transactions shall exclude the following transactions for which UNI$ will not be awarded: (xi) any transactions under the following Merchant Description Code (MCC): - 4829 Wire Transfer/Remittance (wef 16 Mar 2020)

0 comments

👍
0
Load more posts