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COVID-19

Stay updated with the latest discussions on the coronavirus!

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COVID-19

SGX

Do you think Sembmarine shooting up 9% (partly led by renewed merger hopes) is a safe buy?
Don't do it, it's just a hope. Don't buy on expectation

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Fresh Graduates

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COVID-19

Moving forward with this new norm, is 100% WFH more beneficial or should there still be an alternate work arrangements between home and office?
Casey

Casey

Level 5. Genius

Answered 3d ago

It really depends, and very much so on the nature of work and personal preferences tbh. For me, I miss the office banters and the frequent impromptu discussions/brainstorm sessions where people just bounce off ideas and give constructive critics on each other's work.

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SGX

Stocks Investing

Investments

COVID-19

What are your thoughts on Top Glove now, with the news that Malaysia will close Top Glove factories and screen workers? Do you think Top Glove will continue to be relevant with the vaccine?
Gloves will still be needed as vaccine will take time to manufacture. Having said that, you also got to consider how fast the company can resume operations. Would it be down for a long time? No one knows

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AMA Stacked Homes

Property

COVID-19

What do home buyers need to take note of about the property market in Singapore given COVID-19 and how can we overcome them or at least be prepared for it especially since it will last even till 2021?
Home buyers need to be prudent at this time, especially with regard to upgrading. As always, they should adhere to guidelines like a property costing no more than five times their annual combined income, with costs (including home loan repayment) at no more than 30 per cent of combined monthly income. They should not presume that home prices will be lower just because it's Covid-19 (in fact home prices have been on an uptrend). If you're buying a flat, today you can set aside up to $20,000 in your CPF insted of using all of it. In light of the Covid-19 downturn, it's a good idea to set aside at least six months of the home loan repayment in your OA, if you don't want to set aside all $20,000. That's to keep your loan serviced in the event of retrenchement, etc. The one advantage on the side of home buyers is that home loan interest rates are low; it should be possible to get it at around 1.3 per cent right now.

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Travel

Citibank

Citi PremierMiles Visa Card

COVID-19

Credit Cards

I’m holding a Citi PremierMiles card. The annual fee is $192.60 for 10,000 miles. Is it worth to pay the annual membership for miles?
Hi anon, This boils down to your value of a mile. If you value a mile at anything more than 1.93cpm (cents per mile), then paying the fee makes sense as you get miles for cheaper than your valuation. Pesonally, I think the threshold has dropped to 1.8 or 1.9cpm for many people, but I feel that paying 1.926cpm for something I value at 1.9cpm is still not too bad.

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COVID-19

Stocks Investing

Investments

DBS

Do you think DBS share prices are running ahead too fast? Their prices are already at pre-COVID prices, but the vaccine is still going to take some time to reach SG?
The stock market is forward looking. It will price in few month ahead.

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COVID-19

Career

Do you have any side income generator other than your 9 to 5 job? With the recent IBM retrenchment news, it made me realise my job is not secured. Any advice?
Having the thought of side hustle is good👍. job will never secure. A job , just like investment, is just a tool for you to achieve financial freedom, that is the main goal. I am a believer of multiple income sources. Expert always tell us diversify our investment to mitigate risk. But nobody tell us to diversify our income source. Think about it🤔 Side hustle no need to be complicated. Most important can fit ur work schedule. My formula: Wealth= saving + income + investment It really doesnt matter wat u do as long it bring in income. A few hundred a month here and there make alot of different. Is better than sitting at home watching TV.

1

Career

COVID-19

Education

Lifestyle

Would you try studying or working in a switch booth if you cannot study or WFH?
I have not tried the actual booths, but back in my old office's booths, I felt warm from my own body heat after a while ):

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Stocks Investing

Investments

REITs

COVID-19

Do you think Industrial (or logistics), healthcare, data centers REITs are COVID-proof?
If healthcare depends on tourist dollars, it is unlikely to be so. For shopping malls, if locals are main bulk, they might not really be affected. Underlying business models tells you a true picture.

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Career

COVID-19

General

One in four employers in Singapore to freeze salaries next year. I am one of the 4. Management already says salary freeze next year. Anyone feel as helpless as me regarding this?
Economy is not good right now, people are getting sacked, pay cut. salary freeze isn't that bad after you compare with others.

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