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SeedlySOS

Earning some money via surveys?
Xue Miao
Xue Miao
Level 4. Prodigy
Answered 2d ago
Hi Alcander! I personally use Milieu, YouGov and Happydot! All of them do cash out and are legitimate, so you might want to give them a try.

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AMA The Woke Salaryman

Career

Hi, I seem to have a secure job but no mentoring or career advancement vertically but I seem to have more things to do. What should I do?
Cindi Wirawan
Cindi Wirawan, Career Coach at Cindiw
Level 3. Wonderkid
Answered 1d ago
Hi, it’s great you have a secure job! There are many jobs where there isn’t mentoring be it a for a mentoring program or even from your managers/seniors. However, mentoring is something you can get outside such as by finding a mentor who could be someone you aspire to be one day, someone within your industry, or even a peer mentor. As for career advancement, nowadays there are many paths which may not be vertical but could also represent growth opportunities such as taking on a new project or learning new skills. If you don’t have those in your company, you could try volunteering or joining some professional associations. Explore all possible options in your current role and if you still want career advancement then start networking and exploring opportunities now so that you can get headhunted or approached for other roles :) All the best!

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SeedlySOS

National Service (NS)

Career

What are some gd things I can do after NS and before uni?
Yang Teng
Yang Teng
Top Contributor

Top Contributor (Aug)

Level 9. God of Wisdom
Answered 2d ago
For the first part, it really comes down to passion and personal drive. As for the second part, you can take up courses from e-prep scheme (subsidised 90%) by various local institutions or use the credits for courses on coursera. There are numerous tutorial videos on YouTube which can be helpful too. You can also consider studying in advance for uni. For myself, I got a second-hand textbook and lesson notes from a senior and started from there.

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Fresh Graduates

Career

Education

Is there anyway to pick up industry skills without having to fork out too much? Been trying to look for affordable online courses to upgrade my skills but most are quite expensive. Any advice?
HC Tang
HC Tang, Financial Enthusiast, Budgeting at The Society
Level 9. God of Wisdom
Answered on 16 Jul 2020
Hi Try out free courses at: https://www.udemy.com/courses/free/ Google Digital Garage https://learndigital.withgoogle.com/digitalgarage Courses that pays you to learn: https://blog.moneysmart.sg/career/courses-in-singapore-training-allowance/ Finally, can always utilize your skillfuture credits to pay for course without forking out much cash. Do check out the demands and reviews before taking the courses. How to check ? Go to all the major job site /linkedin and see the possible position that you wish to work on, check out the keywords of the requirement that seems to appear in all the similar positions, that should be the skills that you want to learn and acquire. Most of all, continously learning is always available for each specific topics by googling youtube etc and self learn, just like self learn guitar playing. All the best ! :) Cheers!

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Career

Education

Opinions on company sponsored postgraduate degree? (Part time vs full time vs not taking)?
Mr. Risk Averse
Mr. Risk Averse
Level 4. Prodigy
Answered 2d ago
I took a company sponsored postgraduate degree (full time) and am now back with the company and in serving the bond.. I can’t comment about the part time vs full time as what I did was only offered as full time.. But I can comment about taking vs not taking: Pros - You get a free postgraduate degree — that comes with intangible benefits of brand, skills and new networks - You have a job secured at the end of the degree - If you are sponsored, usually it’s a signal that the employer likes you and you probably can expect good career progression on return Cons - Unless the employer also pays your salary during full time studies (rare but i know of some employers that do), you’ll likely still need to make up for lost salary - You have less years of experience on your resume - You have a bond to serve that can limit career mobility

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National Service (NS)

Savings

Lifestyle

Career

Debit Cards

I am enlisting soon, what do you think about the safra membership and safra debit card ?
Yang Teng
Yang Teng
Top Contributor

Top Contributor (Aug)

Level 9. God of Wisdom
Answered 3d ago
It costs between $30-40 for membership a year, depending on the duration of the plan. Quite a number took up the 5/10-year plan for the free watch. SAFRA members enjoy: - Access to six clubhouses conveniently located at Jurong, Mount Faber, Punggol, Tampines, Toa Payoh and Yishun. - Exclusive members’ rates at all SAFRA facilities, SAFRA-organised activities and interest groups. - Special privileges and discounts at over 3,000 partnering merchant outlets island-wide on a wide variety of products and services leveraging on SAFRA and DBS Credit/ Debit Card’s network of partners. If, based on your current lifestyle and spending habits, likely to use their facilities often and shop (at selected stores) frequently then you should get it. Else, not worth getting to make you spend more.

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SeedlySOS

Career

Hi Seedly, I'm interested in becoming a translator for children's books but what are the chances of becoming one in sg? And how do I get started?
Joel Koh
Joel Koh, Writer at Seedly
Level 4. Prodigy
Updated 3d ago
여보세요 Anon, The world is your oyster! The online world that is. I have a friend who is currently working full-time as a translator for Chinese novels and manhwa. He does the job remotely entirely from his home and has even started a patreon and selling his own merchandise and is doing quite well. The best part? He does not have any formal training as his major is related to healthcare and is in no way related to translating. But what got him the job according to him was because he spent a few years in China which improved his Chinese proficiency exponentially. Another thing you have to take note of is the nuances of the language. I am not sure about Korean but I would think that the way children speak and adults speak will be very different. You might be able to pick it up better if you lived there if that's a possibility. You do not have to be a linguistics major as the study of linguistics is more about studying the technicalities of the language and not learning how to speak the language per se. But it would certainly help. By choosing to take a degree in Linguistics, Languages, or Translation Studies, you may hone your writing and grammar skills, which might help you develop a greater ability to play with words. But first, you will need to brush up your English even more. Only after they have acquired high levels of knowledge in your mother tongue should they study a foreign language. Perhaps you could start on subreddits on https://www.reddit.com/r/Korean/ or watch Korean children shows to familiarise yourself with the way kids in Korea speak. I think you can also find work on a platform like https://gengo.com/translators/ which might help. Just some ideas I am throwing out there. For some inspiration, you might want to check out Sharon Choi Parasite director Boon Joon Ho's translator. https://www.youtube.com/watch?v=SgVbqSPOoyM She's pretty amazing haha Hope this helps!

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COVID-19

Entrepreneurship

Insurance

Career

There was a fight in my pub recently. some bottles and furniture were broken. Is this claimable under insurance?
N
Nathaniel
Level 6. Master
Answered 3d ago
Yes, if you have Commercial Property Insurance, or a Pub Insurance Package, such damage is claimable. A pub insurance package combines multiple types of insurance into a single policy. It includes commercial property insurance, public liability with food poisoning insurance, WICA insurance cover, and more. Such commotions are not uncommon in drinking establishments, which is why business insurance is important to help you recoup such losses. Some helpful guides: Pub insurance guide Bar insurance guide Restaurant insurance guide Cafe insurance guide

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Career

General

How can we, as a society, move towards providing equal job opportunities for all, especially in terms of race?
Frankie Rappaport
Frankie Rappaport
Top Contributor

Top Contributor (Aug)

Level 9. God of Wisdom
Answered 3d ago
Starting in our own small world. are we ourselves really 100% free of stereotypes? I guess not. We all should strive for fighting against racism. And isn't even the concept of races something to challenge? It is interesting that the 'melting pot' cities/states (NY, Singapore) often are not melting pots but rather segregated. just my thoughts ...

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Fresh Graduates

Personal Finance 101

Insurance

Career

Lifestyle

Salary

What kind of insurances is a must get early as a fresh graduate stepping into workforce environment?
Hi Zhiming, Congrats on graduating and stepping into the work force! For a young graduate like youtself, in order of importance, here is what you should be looking at: 1. Hospitalization plan. This covers any hospital bills and associated pre/post hospitalization costs. This would be from an integrated shield plan, with a rider to take care of the deductible/co-insurance and limit your out of pocket expenses. Depending on your budget, you can take a private hospital plan and downgrade later, or just go for Goverment A ward. 2. Critical Illness coverage. This provides a lump sum of money for you to cover your expenses and other out of pocket costs should you fall critically ill and are not able to work. Usually recommended to cover at least 5 years of expenses and an additional sum to cover out of pocket. This is usually via a limited payment life plan, or a term plan, depending on your budget/needs. Nowadays there are multi-pay plans as well, but take note that their total cost can be highif your coverage duration is very long 3. Death/TPD coverage. This provides a lump sum of money should something happen to you and you pass on or are permanently incapacitated and unable to work. Not mandatory if you have no dependents or liabilities, although one can argue that you may wish to protect future income via TPD. Usually takes the form of a term plan. For the coverage amount, you could use a multiple such as 10 x of your current income, or calculate based on your current liabilities. 4. Personal Accident. For the minor stuff like TCM claims, etc. Generally, you should not have to spend more than 10% of your income on coverage. You can work with an independent financial advisor who can provide multiple options and explain in detail what you will need to know about the types of insurance as well as the options from various insurers before you come to a decision, especially with respect to cost effectiveness as well as the minor differences between the plans. This helps you to narrow down your options from the numerous products out there. Some types of coverage (e.g. death/TPD) are more straightforward than others (multipay CI plans can be very complex in nature) so you will want to know the final details before making a decision. You will want to be comfortable to share your fiinancial details with your advisor as that will be important for the advisor to consider your current situation before suggesting suitable solutions.

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