facebookCitigold Ratings Nov 2024

Citigold

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4.8
5 reviews
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Summary

Citigold

Citigold is an investment-focused priority banking programme, with a bevy of services in place to accelerate its clients’ wealth accumulation plans. These include detailed financial advice, regular insights from the Citigold team, and multiple staff members who are on deck to assist you with your banking needs.

SingSaver Exclusive Promotion: Receive an Apple Watch Series 10 + AirPods Gen 4 ANC Bundle (worth S$848), or S$800 Cash, or 40,000 Max Miles

  • SingSaver Exclusive promotion is valid until 30 November 2024.
  • Promotion is valid for new Citibank Bank Account holders only.
  • Existing applicants of Citi Credit Card or Personal Loan products are still eligible.
  • Successfully start a Citigold relationship, make a S$250,000 deposit within 3 months of account opening and maintain the funds until gift fulfillment to be eligible for rewards.
  • 40,000 Max Miles redeemable for a one-way Business Class flight to Japan or Korea.
  • Max Miles reward includes personal concierge booking of a free trip to Japan or Korea: receive in-app, real person concierge service (provided by Heymax) to help you get the most out of your trip.
  • Terms and Conditions apply.

Exclusive Time Deposit Promotion: PLUS up to 3% p.a. on a 3-month SGD Time Deposit

  • Promotion is valid until 30 November 2024.
  • Promotion is valid for new Citibank Bank Account holders only.
  • Existing applicants of Citi Credit Card or Personal Loan are still eligible.
  • Successfully start a Citigold relationship, make a S$250,000 deposit within 3 months of account opening and maintain the funds until gift fulfillment to be eligible for promotional rate.
  • Promotional rate varies depending on time deposit amount and tenure.
  • Terms and Conditions apply.

Product Page Transparency

  • Pays to access to additional features
...see more

Popular Products

Summary

Citigold

Citigold is an investment-focused priority banking programme, with a bevy of services in place to accelerate its clients’ wealth accumulation plans. These include detailed financial advice, regular insights from the Citigold team, and multiple staff members who are on deck to assist you with your banking needs.

SingSaver Exclusive Promotion: Receive an Apple Watch Series 10 + AirPods Gen 4 ANC Bundle (worth S$848), or S$800 Cash, or 40,000 Max Miles

  • SingSaver Exclusive promotion is valid until 30 November 2024.
  • Promotion is valid for new Citibank Bank Account holders only.
  • Existing applicants of Citi Credit Card or Personal Loan products are still eligible.
  • Successfully start a Citigold relationship, make a S$250,000 deposit within 3 months of account opening and maintain the funds until gift fulfillment to be eligible for rewards.
  • 40,000 Max Miles redeemable for a one-way Business Class flight to Japan or Korea.
  • Max Miles reward includes personal concierge booking of a free trip to Japan or Korea: receive in-app, real person concierge service (provided by Heymax) to help you get the most out of your trip.
  • Terms and Conditions apply.

Exclusive Time Deposit Promotion: PLUS up to 3% p.a. on a 3-month SGD Time Deposit

  • Promotion is valid until 30 November 2024.
  • Promotion is valid for new Citibank Bank Account holders only.
  • Existing applicants of Citi Credit Card or Personal Loan are still eligible.
  • Successfully start a Citigold relationship, make a S$250,000 deposit within 3 months of account opening and maintain the funds until gift fulfillment to be eligible for promotional rate.
  • Promotional rate varies depending on time deposit amount and tenure.
  • Terms and Conditions apply.

Product Page Transparency

  • Pays to access to additional features
...see more

CitiGold

$250,000
MINIMUM TOTAL RELATIONSHIP BALANCE
0.01%
BASE INTEREST RATE
Up to 2.8%
BONUS INTEREST RATE

CitiGold

$250,000

MINIMUM TOTAL RELATIONSHIP BALANCE

0.01%

BASE INTEREST RATE

Up to 2.8%

BONUS INTEREST RATE

📣 SIGN-UP BONUS

Receive an Apple Watch Series 10 + AirPods Gen 4 ANC Bundle (worth S$848), or
S$800 Cash, or 40,000 Max Miles!

Valid till 30 Nov 2024. T&Cs apply.

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Reviews (5)

4.8

5 Reviews

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      Posted 22d ago

      Purchased

      CitiGold

      Good place to park spare cash and earn interest. They did have 3 months fixed deposit with higher interest and new to the bank can get $800 cash. Since interest drop, I am opt in for this solution recently.

      0

      What are your thoughts?

      Posted 23 Dec 2023

      Purchased

      CitiGold

      Good place to park your spare cash. Especially good sign- up bonus! Love it 💕 however, this is just one of the many high interest accounts nowadays. Do look and research around

      0

      What are your thoughts?

      Posted 02 Nov 2023

      Purchased

      CitiGold

      RM was supported by a few assistant RMs so it's pretty fast to get things resolved. I like the hub at orchard which serves free coffee. Used to have the yummy Janice Wong chocs that comes with the coffee but the last time I went it seems to have been removed from the menu.

      1

      What are your thoughts?

      Thanks for sharing, will consider!

      Posted 24 Nov 2022

      Purchased

      CitiGold

      Good product. Although customer service is not the best, I would still recommend it as it serves the purpose

      1

      What are your thoughts?

      Hi - not sure about your comment. I have a fairly large investment with CitiGold and I must say they are NOT up to the mark in terms of providing regular updates about the portfolio, or making amends when planned vs real goes really haywire!!

      Posted 14 Jun 2024

      Purchased

      CitiGold

      Citigold is an investment-focused priority banking programme, with a bevy of services in place to accelerate its clients’ wealth accumulation plans. These include detailed financial advice, regular insights from the Citigold team, and multiple staff members who are on deck to assist you with your banking needs.

      0

      What are your thoughts?

    Discussions (0)

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      Eligibility: Who can apply for Citigold?

      • Need to be at least 18 years old
      • Make a minimum deposit and/or investment totalling at least S$250,000
      • No minimum income requirement

      Features & Benefits

      + Get wealth management advice and solutions from a dedicated Relationship Manager and team of wealth specialists

      + Earn up to 2.8% p.a. on your first S$100,000

      + Receive in-depth global market insights and research knowledge from a team of over 400 research analysts

      + Enjoy fully personalised wealth management solutions with Citigold's Total Wealth Advisor

      + Citigold status is maintained at Citibank branches overseas

      + Enjoy complimentary withdrawals at Citibank ATMs worldwide

      - S$15 Monthly Account Fee if min. balance falls below S$15,000

      - Lifestyle privileges largely comprised of dining discounts and preferential hotel room rates

      Fees and Charges for Citigold

      • S$15 account service fee if your Total Relationship Balance drops below S$15,000 per month.
        Total Relationship Balance refers to the sum of your account balances, value of your investments, and outstanding amounts payable on your secured loan accounts.
      • S$20 per transaction when you’re transferring money to non-Citibank accounts overseas via online Telegraphic Transfer
      • S$10 per transaction for local fund transfers via Citibank branches or CitiPhone
      • S$5 per transaction for local fund transfers via MAS Electronic Payment System (MEPS)
        Take note that Citibank can also remove your Citigold status if your Total Relationship Balance falls below S$15,000 per month.

      Bonus Interest Rate

      Monthly Card Spending: 0.2% p.a. with a minimum card spending of S$250 within a calendar month

      Insurance: 0.8% p.a. for the first S$50,000 in Single Premiums accumulated within a calendar month

      Investment: 0.8% p.a. for S$50,000 in Investment Transactions accumulated within a calendar month

      Borrow: 0.8% p.a. upon take up a home loan of min. S$500,000

      Privileges of Citigold

      Concierge Services

      Yes

      Dedicated Wealth Manager

      Yes

      Lifestyle Privileges

      Spas, F&B vouchers, cosmetics, staycation, luxury goods discounts

      Investment Privileges

      Investment counsellor and a treasury specialist

      Insurance Privileges

      Time deposit interest rates of up to 18.88% p.a.

      Loan Privileges

      Preferential interest rates for Personal and Home loans

      Other Privileges

      Keep track on all overseas banking accounts with Global View of Account feature

      Privileges of Citigold

      Contact Citibank

      • Apply Online, via the link above, or Visit your nearest Citibank branch
      • Tel: 6225 5225

      Contact us at [email protected] should you require any assistance or spot any inaccuracies.

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