POSB Maid Protect Reviews and Comparison - Seedly
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POSB Maid Protect

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Maid Insurance/POSB Maid Protect
Maid Insurance/POSB Maid Protect
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About POSB

Established since 1877, POSB is the oldest bank in continuous operation in Singapore. It is now operating part as DBS Bank in 1998, providing both banking and insurance services for its customers.


  • From 1 October to 31 December 2019, enjoy 10% off Maid Protect insurance plans
  • Enjoy $0 agency fee when purchasing POSB Maid Protect online

POSB Maid Protect Coverage

Here’s a summary of POSB Maid Protect Insurance for Employers and its maximum coverage:

  • Hospital and Surgical Expenses: S$15,000 per year
    (including Day Surgery, Pre-Hospitalisation Diagnostic Services and Post-Hospitalisation Follow-up Treatment)
  • Replacement Maid Expenses: S$500
  • Wages and Levy Reimbursement: S$30 per day (up to a maximum of 30 days)
  • Repatriation Expenses: S$10,000
  • Termination Expenses: S$300
  • Liability to Third Parties: S$5,000
  • Insurance Guarantee Bond: S$5,000 (to Ministry of Manpower; not applicable if Your Maid is a Malaysian)

Here’s a summary of POSB Maid Protect Insurance for Domestic Helpers and its maximum coverage:

  • Personal Accident
    A. Accidental Death: S$60,000
    B. Accidental Permanent Disability: S$60,000 per year
    C. Accidental Medical Expenses Reimbursement: S$1,000 (Sub-limit of S$100 for each Accidental Injury in respect of treatment by a Chinese Doctor or Chiropractor)
  • Maid’s Personal Belongings: S$300
  • Special Grant: S$2,000

Optional Covers Includes:

  • Additional Hospital and Surgical Expenses per year: Choice of: S$5,000, S$10,000 or S$15,000
  • Waiver of Counter Indemnity for Insurance Guarantee Bond to MOMS: $5,000 (subject to an excess of S$250)
  • Employer’s Liability Choice of: S$300,000 or S$500,000
  • Insurance Guarantee Bond (to Philippine Overseas Labour Office, Singapore): Choice of:
    S$2,000 (for hiring through an accredited maid agency) or S$7,000 (for direct hiring or through a non-accredited maid agency)

Refund Policy

By giving Chubb 14 days’ notice in writing, provided full discharge is given to us by the relevant authorities in respect of the Insurance Guarantee Bond, you may choose to cancel the policy. Upon cancellation of policy, you will receive a short-period refund of the premiums paid for the unexpired period of insurance, subject to a minimum charge of S$50 which will be retained by Chubb. After more than 180 days from the commencement date of insurance or if there has been a claim, there will be no refunds given.

POSB Maid Protect Insurance Contact Info