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MSIG Hospital CashPlus

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MSIG Hospital CashPlus
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About MSIG Hospital Cash Plus

Eligibility:

  • Insured person and their dependant (legal spouse) to be at least 18 and under 51 years of Age
  • Dependant (unmarried legal child) of Insured Person at least 15 days old after the date of the normal healthy birth or 15 days after discharged in a normal healthy condition from the hospital where birth took place, whichever is later, and below 18 years old, who is dependent upon the Insured person for support

Coverage: Lifetime

Overall benefits include:

  • Hospitalisation Cash Benefit
  • Recuperation Cash Benefit
  • Emergency Outpatient Benefit
  • Overseas Medical Evacuation and Repatriation
  • Discount on Renewal Premium
  • Doubled Daily Hospitalisation Cash benefit for Overseas Hospitalisation

There are 3 types of Plans that may suit your needs:

  1. Silver Plan
  2. Gold Plan
  3. Platinum Plan

Benefit Description

Silver Plan

Gold Plan

Platinum Plan

Daily Hospitalisation Cash Benefit (Maximum period for any one disability: 500 days)

S$100/day

S$200/day

S$300/day

Overseas Daily Hospitalisation Cash Benefit (Maximum period for any one disability: 250 days)

S$200/day

S$400/day

S$600/day

Intensive Care Unit (ICU) Daily Hospitalisation Cash Benefit (Maximum period for any one disability: 60 days)

S$200/day

S$400/day

S$600/day

Aggregate Limits for Benefits 1 to 3

Up to S$75,000

Up to S$150,000

Up to S$225,000

Recuperation Cash Benefit

N/A

S$500

S$1,000

Emergency Outpatient Reimbursement Benefit as a result of Accident

N/A

Up to S$500

Up to S$1,000

Overseas Emergency Medical Evacuation, Repatriation and/or Repatriation or Local Burial of Mortal Remains or Local Cremation

N/A

Maximum Limit per Insured Person: Up to S$100,000

Maximum Limit for all Insured Persons, subject to per Insured Person Limit: Up to S$150,000

Maximum Limit per Insured Person: Up to S$200,000

Maximum Limit for all Insured Persons, subject to per Insured Person Limit: Up to S$300,000

Death or Permanent and Total Disablement

N/A

S$30,000

S$50,000

Summary of Key Benefits (Sum Insured)

Age Band

Silver Plan

Gold Plan

Platinum Plan

15 days to 17 years of age

S$173

S$290

S$463

18 to 30 years of age

S$209

S$347

S$554

31 - 40 years of age

S$247

S$412

S$659

41 - 50 years of age

S$338

S$564

S$905

51 - 65 years of age (Renewals only)

S$478

S$798

S$1,274

66 - 70 years of age (Renewals only)

S$526

S$878

S$1,401

Annual Premium per Insured Person (Including GST)

Note:

  • Enjoy discount of 10% off annual premium when you sign up with your legal spouse and child at the same time. All persons to be insured in a family must be insured under the same plan
  • Premium rates will increase according to age and are not guaranteed. Age refers to age last birthday