UOB Delight Credit Card Reviews and Comparison - Seedly
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UOB Delight Credit Card

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Credit Cards/UOB Delight Credit Card
Credit Cards/UOB Delight Credit Card


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UOB Delight Credit Card

Up to 8% at selected grocery stores

    UOB Delight Credit Card

    Up to 8% at selected grocery stores


Highlights of UOB Delight Credit Card

  • 8% rebate at Cold Storage, Market Place, Jasons, Giant and Guardian
  • 10% off House brands
  • 3% rebate on all Visa PayWave purchases
  • 0.3% rebate all other transactions
  • Up to 75% off hotel stays worldwide

Find out about the card's host of benefits, charges, promotions and eligibility criteria below.

Read More about UOB Delight Credit Card
Reviews (2)


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  • Posted on 30 Dec 2019


    UOB Delight Credit Card

    It's a wonderful card if you usually shop at COLD storage, giant and guardian. The card benefits include 8% rebate on purchases at islandwide stores in Dairy Farm Singapore (Cold Storage, Giant, Guardian), 10% discount off housebrand items (it's actually very good; a lot of savings here), and 3% rebate on bill payments (Town Council payments, fines, etc.) The staff took a long time (more than 2 weeks) to process my application. The cashback that I got was very good if purchases were made at the above mentioned stores.
  • Posted on 19 Sep 2019
    The card to go to if the bulk of the spendings are at DFG Group (eg. Guardian, Giant, Cold Storage).
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UOB Delight Credit Card

UOB Delight Credit Card

Find out how a Cashback credit card works, and the difference between Cashbacks and cash rebates.

UOB Delight Credit Card

To be eligible for the UOB Delight Credit Card, you'll have to meet the following criteria:

  • Be at least 21 years old
  • Income of S$30,000 and above per annum for Singaporeans and PR or Fixed Deposit Collateral of minimum S$10,000
  • Income of S$40,000 and above per annum for foreigner or Fixed Deposit Collateral of minimum S$10,000

Fees and Charges for UOB Delight Credit Card

  • Annual Principle Fee: S$85.60 (Waived for 1 year)
  • Annual Supplementary Card fee: First card is free, S$53.50 for subsequent cards
  • Fee waiver: Available
  • Interest-Free Period: 21 days
  • Annual Interest Rate: 25.90%
  • Minimum monthly payment: 3% or S$50, whichever is higher, plus any overdue amounts
  • Late payment charge: S$60
  • Cash advance fee: 6% or $15, whichever is higher
  • Overlimit fee: S$40
  • Fees for foreign currency transactions: Up to 2.50% of the transaction amount

UOB Delight Credit Card Benefit and Key Features

These are some features of the UOB Delight Credit Card and the Cashback benefits it has to offer.

Benefits of UOB Delight Credit Card

What You'll Get

Rebates at Cold Storage, Market Place, Jasons, Giants and Guardians

  • 8% SMART$ rebate with a minimum spend of S$800 in a calendar month
  • 3% SMART$ rebate with a spend of S$400 - S$799 in a calendar month
  • 0.3% SMART$ rebate with a spend of less than S$400

[ Capped at 50 SMART$ per Cardmember ]

Rebates at House brands in Cold Storage, Giant and Guardian stores

10% off over 4,000 house brands at Cold Storage, Giant and Guardian

Rebates on contactless transactions and Singapore power

Up to 3% SMART$ rebate on contactless transactions (UOB Mighty Pay, Apple pay, Samsung Pay and Google Pay) and recurring bills (Telcos, Prudential Insurance and United Overseas insurance (UOI), Town Councils and SPH newspapers) with S$400 min. spend per month

Rebates on all other spend

0.3% SMART$ rebate on all other spends at over 400 participating outlets in the UOB SMART$ Rebate Programme including BreadTalk, Cathay Cineplexes and many more

Travel privileges

Up to 75% off hotel stays worldwide and attractive travel deals

UOB Fuel Power

Enjoy up to 20% petrol savings


More than 1,000 dining and entertainment benefits

UOB Delight Credit Card - Benefits

Terms and Conditions of UOB Delight Credit Card

  • From 7 January 2020, UOB Delight Credit Card issued will no longer have the NETS FlashPay facility
  • Existing users can use the NETS FlashPay until the card's expire or activate/renew/replace a new UOB Delight card
  • UOB SMART$ rebates will no longer be available at Metro from April 2019
  • Fast application using MyInfo
  • SimplyGo for transport convenience

UOB Delight Credit Card Cash Rebate Will Not Be Awarded On:

  • Payments made to charitable/religious organisations
  • Payments government institutions and services
  • Cash advancements
  • Any late payment charges or interests charges on any Card
  • Any fees payable to the bank

About UOB

United Overseas Bank (UOB) was incorporated in 6th August 1935 as the United Chinese Bank. Through a series of acquisitions, it is now a leading bank in Asia. Besides Far Eastern Bank in Singapore, UOB’s major banking subsidiaries in the region are United Overseas Bank (Malaysia), United Overseas Bank (Thai), PT Bank UOB Indonesia and United Overseas Bank (China). UOB Group currently has a network of over 500 offices in 19 countries and territories in Asia Pacific, Western Europe and North America.

UOB Contact Info

  • Customer service(Credit card): 1800 222 2121

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