Eligibility for Standard Chartered Manhattan Platinum World Mastercard

• Principal cardholders minimum age must be at least 21 years of age  
• Singaporeans and PR; Minimum annual income of S$30,000
• Foreigners; Minimum annual income of S$60,000 and must be holders of P1, P2 or Q type Singapore Employment Passes
  - Q Pass holders must have minimum one year validity remaining on their passes
• Credit Record Free from Default

Fees and Charges for Standard Chartered Manhattan Platinum World Mastercard

• Annual Principle Fee: S$180 (Waived for first year)
• Annual Supplementary Card fee: Free
• Fee waiver: Available
• Interest-Free Period: 20 days
• Annual Interest Rate: 26.90%
• Minimum monthly payment: 1% or S$50, whichever is higher
• Late payment charge: S$80
• Cash advance fee: 6% or $15, whichever is higher
• Overlimit fee: S$40
• Fees for foreign currency transactions: Up to 2.5% of the transaction amount

Key features of Standard Chartered Manhattan Platinum World Mastercard

• Earn up to 3% cashback on eligible purchases (with minimum spending of S$3,000 over a 3-month quarter cycle) charged to your card from your shopping to dining and entertainment bills, both here and overseas (Up to S$800 cashback per year)
  - Monthly Spending of less that S$1,000; 0.5% cashback (Capped at S$200 per quarter)
  - Monthly Spending of between S$1,000 and S$2,999.99; 1% cashback (Capped at S$200 per quarter)
  - Monthly Spending of S$3,000 and above; 3% cashback (Capped at S$200 per quarter)
• Enjoy up to 19.7% fuel savings at Caltex (Inclusive of 3% MANHATTAN cashback)
• Enjoy Exclusive Mastercard privileges

The following are excluded from earning cashback:

• any cash advance;
• any fees and charges (including annual fees, late payment fees, interest charges, and or finances charges) charged to your Credit Card;
• any balance or fund transfer;
• any monthly instalment of an EasyPay transaction;
• any amount charged to your Credit Card (and/or your supplementary Credit Card) that is subsequently cancelled, voided, refunded or reversed;
• recurring payments or payments made to all billing organisations using Standard Chartered Online Banking;
• AXS payments or ATM transactions made using the Credit Card;
• amounts which have been rolled over from the preceding months’ statements;
• tax refunds credited into your Credit Card account (and/or your supplementary Credit Card account);
• any tax payments charged to your MANHATTAN Card (and/or your supplementary card);
• any insurance premiums (ie. life insurance, endowment or travel insurance etc) charged to your Credit Card (and/or your supplementary Credit Card account);
• any top-ups or payment of funds to any prepaid cards and any prepaid accounts including without limitation to the following accounts or any other accounts as that Standard Chartered may specify from time to time