OCBC Cashflo Credit Card
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Speed of Approval
Ease of Fee Waiver
Find out about the card's host of benefits, charges, promotions and eligibility criteria below.
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New to credit cards? Here's your complete guide to cashback credit cards.
These are some highlights of the OCBC Cashflo Credit Card and the cashback benefits to offer.
Benefits of OCBC Cashflo Credit Card
What You'll Get
Interest-free monthly instalment
0% Interest for monthly instalments when buying big ticketed items
1% rebate (Capped at S$100 per month)
S$50 cash rebate upon approval of card - S$0 minimum spend required by 30 November 2019 (Only for new OCBC Credit Card Applications)
55% Explorer Travel Insurance single trip plans
OCBC Cashflo Credit Card - Benefit
To be eligible for the OCBC Cashflo Credit Card, you'll have to meet the following criteria:
OCBC Cashflo is not usually a card you'd intuitively think about when choosing credit cards. However, it does serve a very specific need of paying instalments with 0% interest. It also makes your payment process much easier by automating the instalments over a set duration of 3 or 6 months. On top of enjoying a buy-now-pay-later option, you can also get up to 1% cashback on these instalments. OCBC Cashflo also does not charge extra processing fees unlink other banks that facilitate instalment payments.
However, OCBC Cashflo Credit Card is not suitable for individuals who are looking to enjoy more rewards for spending as Cashflo does not seem to offer any other substantial perks other than their interest-free duration and cashback programme.
The Overseas-Chinese Banking Corporation, Limited - or OCBC Bank - is headquartered in Singapore. Its inception in 1932 was the result of a merger of three local banks. As the second-largest bank in Southeast Asia, the multinational banking and financial services has assets of close to $468 billion. It has an Aa1 rating from Moody's, and an AA-rating from Standard & Poor's.
At present, the bank has over 570 branches across 18 countries and regions. Its services range from commercial banking and specialist financial and wealth management to asset management, stockbroking, insurance and treasury services.