OCBC Cashflo Credit Card Reviews and Comparison - Seedly
 

OCBC Cashflo Credit Card

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Credit Cards/OCBC Cashflo Credit Card

OCBC Cashflo Credit Card

1% rebate on monthly bill of $1000 and above
CASHBACK
$100
CASHBACK CAP
$0
MINIMUM SPEND

    OCBC Cashflo Credit Card

    1% rebate on monthly bill of $1000 and above
    CASHBACK
    $100
    CASHBACK CAP
    $0
    MINIMUM SPEND
Reviews (15)

4.7

15 Reviews

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    11
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monthly instalment

big ticket

recommend friends

earn rebate

ticket purchase

purchase big

calculate monthly

instalment payment

payment expenses

pay instalments

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  • The best feature of the card is auto calculate the monthly instalment payment for the expenses incurred without any additional interest. And you don’t even have to apply for it.
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  • Posted 4w ago

    Purchased

    OCBC Cashflo Credit Card

    The processing time is superb and I received the card within few days. Once activated I was able to use it. The great feature is that it automatically calculate the monthly instalment payment for the expenses you made and you don’t even have to apply for it and it’s interest free.
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  • Posted 4w ago

    Purchased

    OCBC Cashflo Credit Card

    Never regretted having this card. Simply charge a purchase to the card and I can pay by instalments with zero interest plus earn a rebate of 0.5% to 1%. I recommended my friend to get the card and she thanked me for that after using it. Both of us are very happy customers! :)
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  • Posted 4w ago

    Purchased

    OCBC Cashflo Credit Card

    Hassle free and simple. Auto instalment. User friendly. Recommended. Useful For GE policy holders too.
    0 comments
    0
  • Updated 4w ago

    Purchased

    OCBC Cashflo Credit Card

    [Useful For...] Savings from my Great Eastern Insurance Premium Payments. Most Cards do not "recognize" your Insurance premiums payment as an eligible payment for getting back Cashback. This does. The Bank pays for your yearly premium (which is cheaper) then charges you for monthly. On top of that it allows you to earn 1% rebate!
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Eligibility For OCBC CashFlo Credit Card

  • Age 21 or older
  • Singaporeans, Permanent Residents: Minimum annual income of $30,000
  • Foreigners: Minimum annual income of $45,000 and above

Fees And Charges For OCBC CashFlo Credit Card

  • Annual Principle Fee: $165.60 (First 2 years waived)
  • Annual Supplementary Card fee: $80.25 (First 2 years waived)
  • Fee waiver: Available (provided that you hit the minimum spending of at least S$10,000 in 1 year, starting from the month in which the card is issued)
  • Interest-Free Period: 23 days
  • Annual Interest Rate: 26.88%
  • Minimum monthly payment: 3% or $50, whichever is higher
  • Late payment charge: $100
  • Cash advance fee: 6% or $15, whichever is higher
  • Administration Fee: S$150 to accelerate payment of automatic instalments
  • Extension of instalment term: 3% of outstanding amount applies for 3- and 6-month term extension, and 5% of outstanding amount applies for 12-month term extension.

Key Features Of OCBC CashFlo Credit Card

  • 0% Interest for monthly instalments when buying big ticketed items
    - Pay over 3 months when you spend from S$100 to S$999
    - Pay over 6 months when you spend S$1,000 and more
  • 1% rebate (Capped at S$100 per month)
    - 0.5% cash rebate with monthly bill below S$1,000
    - 1% cash rebate with monthly bill S$1,000 and above
  • S$50 cash rebate upon approval of card - S$0 minimum spend required by 30 November 2019 (Only for new OCBC Credit Card Applications)
  • 55% Explorer Travel Insurance single trip plans

Terms And Conditions Of OCBC CashFlo Credit Card

Earn 8 Travel$ For Every S$1 Spend On Hotel Bookings

  • Agoda (only through an OCBC affiliated link)
  • Airbnb
  • Expedia (only through an OCBC affiliated link)
  • Millennium Hotels And Resorts
  • Mr & Mrs Smith

Earn 4 Travel$ For Every S$1 Spend On Flights

  • Air Asia
  • Jetstar
  • Scoot
  • SilkAir
  • Singapore Airlines

Earn 4 Travel$ For Every S$1 Spend On Shopping And Entertainment

  • DFS
  • Netflix
  • Spotify
  • The Shilla Duty Free Changi Airport