OCBC Cashflo Credit Card Reviews and Comparison - Seedly
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OCBC Cashflo Credit Card

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  • Reviews (16)
  • Questions (0)
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Credit Cards/OCBC Cashflo Credit Card

OCBC Cashflo Credit Card

1% rebate on monthly bill of $1000 and above
CASHBACK
$100
CASHBACK CAP
$0
MINIMUM SPEND

    OCBC Cashflo Credit Card

    1% rebate on monthly bill of $1000 and above
    CASHBACK
    $100
    CASHBACK CAP
    $0
    MINIMUM SPEND

Details

Highlights of OCBC Cashflo Credit Card

  • 0% Interest for monthly instalments when buying big ticketed items
  • 1% rebate (Capped at S$100 per month)
  • S$50 cash rebate upon approval of the card 
  • 55% Explorer Travel Insurance single trip plans

Find out about the card's host of benefits, charges, promotions and eligibility criteria below.

Read More about OCBC Cashflo Credit Card
Reviews (16)

4.6

16 Reviews

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    11
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monthly instalment

earn rebate

big ticket

ticket purchase

card good

purchase big

recommend friends

monthly 000

policy holder

pay instalments

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  • Updated on 07 Jan 2020

    Purchased

    OCBC Cashflo Credit Card

    This is is a good card if you are a Great Eastern policy holder, you can split your premium at the same time earning rebates. Otherwise there is nothing else good for this card as other rebates card give you better benefits
    0 comments
    0
  • Posted on 26 Nov 2019
    The best feature of the card is auto calculate the monthly instalment payment for the expenses incurred without any additional interest. And you don’t even have to apply for it.
    0 comments
    0
  • Posted on 20 Nov 2019

    Purchased

    OCBC Cashflo Credit Card

    The processing time is superb and I received the card within few days. Once activated I was able to use it. The great feature is that it automatically calculate the monthly instalment payment for the expenses you made and you don’t even have to apply for it and it’s interest free.
    0 comments
    0
  • Posted on 20 Nov 2019

    Purchased

    OCBC Cashflo Credit Card

    Never regretted having this card. Simply charge a purchase to the card and I can pay by instalments with zero interest plus earn a rebate of 0.5% to 1%. I recommended my friend to get the card and she thanked me for that after using it. Both of us are very happy customers! :)
    0 comments
    0
  • Posted on 20 Nov 2019

    Purchased

    OCBC Cashflo Credit Card

    Hassle free and simple. Auto instalment. User friendly. Recommended. Useful For GE policy holders too.
    0 comments
    0
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The OCBC Cashflo Credit Card

OCBC Cashflo Credit Card

New to credit cards? Here's your complete guide to cashback credit cards.

Eligibility for OCBC Cashflo Credit Card

To be eligible for the OCBC Cashflo Credit Card, you'll have to meet the following criteria:

  • Be at least 18 years old
  • For Singaporeans and PRs: Minimum annual income of $30,000
  • For foreigners: Minimum annual income of $45,000

Fees and Charges for OCBC Cashflo Credit Card

  • Annual Principle Fee: $165.60 (First 2 years waived)
  • Annual Supplementary Card fee: $80.25 (First 2 years waived)
  • Fee waiver: Available (provided that you hit the minimum spending of at least S$10,000 in 1 year, starting from the month in which the card is issued)
  • Interest-Free Period: 23 days
  • Annual Interest Rate: 26.88%
  • Minimum monthly payment: 3% or $50, whichever is higher
  • Late payment charge: $100
  • Cash advance fee: 6% or $15, whichever is higher
  • Administration Fee: S$150 to accelerate payment of automatic instalments
  • Extension of instalment term: 3% of outstanding amount applies for 3- and 6-month term extension, and 5% of outstanding amount applies for 12-month term extension.

Key Features and Benefits of OCBC Cashflo Credit Card

These are some highlights of the OCBC Cashflo Credit Card and the cashback benefits to offer.

Benefits of OCBC Cashflo Credit Card

What You'll Get

Interest-free monthly instalment

0% Interest for monthly instalments when buying big ticketed items
- Pay over 3 months when you spend from S$100 to S$999
- Pay over 6 months when you spend S$1,000 and more

Rebate

1% rebate (Capped at S$100 per month)
- 0.5% cash rebate with monthly bill below S$1,000
- 1% cash rebate with monthly bill S$1,000 and above

Welcome Gift

S$50 cash rebate upon approval of card - S$0 minimum spend required by 30 November 2019 (Only for new OCBC Credit Card Applications)

Travel Insurance

55% Explorer Travel Insurance single trip plans

OCBC Cashflo Credit Card - Benefit

Terms and Conditions of OCBC Cashflo Credit Card

Transactions not eligible for cash rebate include: prepaid accounts and payment service providers (e.g. EZ-Link), charitable/religious organisation donations, cleaning, maintenance and janitorial services, real estate agents and bank fees

Earn 8 Travel$ For Every S$1 Spend On Hotel Bookings

  • Agoda (only through an OCBC affiliated link)
  • Airbnb
  • Expedia (only through an OCBC affiliated link)
  • Millennium Hotels And Resorts
  • Mr & Mrs Smith

Earn 4 Travel$ For Every S$1 Spend On Flights

  • Air Asia
  • Jetstar
  • Scoot
  • SilkAir
  • Singapore Airlines

Earn 4 Travel$ For Every S$1 Spend On Shopping And Entertainment

  • DFS
  • Netflix
  • Spotify
  • The Shilla Duty Free Changi Airport

About OCBC

The Overseas-Chinese Banking Corporation, Limited - or OCBC Bank - is headquartered in Singapore. Its inception in 1932 was the result of a merger of three local banks. As the second-largest bank in Southeast Asia, the multinational banking and financial services has assets of close to $468 billion. It has an Aa1 rating from Moody's, and an AA-rating from Standard & Poor's.

At present, the bank has over 570 branches across 18 countries and regions. Its services range from commercial banking and specialist financial and wealth management to asset management, stockbroking, insurance and treasury services.

Still unsure? Find out everything you need about credit cards - including what the best credit cards in Singapore are for miles and cashback, factors to consider before getting one, fees to know, and why a good credit score matters.

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