DBS Woman's Card
- Key Features
- Reviews (8)
- Discussions (0)
- More Details
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Summary
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Summary of DBS Woman's Card Review 2022
DBS Woman's Card is one of the best rewards card for women (and men) who wants to enjoy benefits and rewards of up to 5X DBS Points (equivalent to 10 miles) on their online shopping spend plus access to a wide range of shopping, beauty and wellness rewards.
Card Features & Details
1) Key Features
- 5X DBS points (or 10 miles) for every S$5 online spend
- 1X DBS points (or 2 miles) for every S$5 on all spend
- Additional 4X DBS points only applicable for first S$1000 online spend per calendar month
- DBS points are only awarded for every S$5 spent
2) Benefits
Dining
- Deals and promotions with ChopeDeals, foodpanda, and RedMart
Beauty
- Deals and promotions with Browhaus, Strip, and Spa Esprit
Online Shopping
- 5X DBS points for every S$5 spent online
- Complimentary e-commerce protection for online purchases
Retail Shopping
- Deals and promotions with Love Bonio, Shopee, and Zalora
Travel
- Deals and promotions on Agoda, Booking.com, and Klook
3) Eligibility
- Age: 21 years old and above
- Minimum income: S$30,000 and above per annum (Singaporeans and PRs) | S$45,000 and above per annum (Foreigners)
4) Fees & Charges
- Annual fees: $192.60 (first year fee waiver)
- Late fee: S$100 (for outstanding balance above S$200)
- Annual interest rate: 26.80%
- Foreign currency transaction fee: 3.25%
- Minimum monthly repayment: 3% or S$50, whichever is higher
- Interest-free period: 25 days
Frequently Asked Questions
Why you should apply for DBS Woman's Card?
- Earn up to 5X DBS Points or 10 miles per S$5 spent online with the DBS Woman's Card
- 1X DBS Point or 2 miles on other purchases
- 0% Interest Payment Plans over 12 months
- e-Commerce protection for your online purchases
Can you enjoy annual fee waiver for DBS Woman's Card?
- Yes, the annual fee for the DBS Woman's Card of $160.50 (inclusive of GST) is waived for the first year
Who should apply for the DBS Woman's Card?
- Frequent online shoppers looking to rack up mile points
- Ladies (or men) who wants to enjoy beauty and wellness promotions on top of fashion and dining deals
DBS Woman's Card
5X Points per $5
ONLINE SPEND
1X Points per $5
OTHER SPEND
2 Miles per DBS Point
CONVERSION
DBS Woman's Card
5X Points per $5
ONLINE SPEND
1X Points per $5
OTHER SPEND
2 Miles per DBS Point
CONVERSION
Reviews (8)
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- Posted 05 Oct 2021
Purchased
DBS Woman's Card
[Useful For...] Its a good card to use for online spending due to the 10X points as long as minimum spend is $2K. There is points expiry per year and I find that a bit of a hassle so I've recently switched most of my usage to a simpler cashback card instead. [Fee Waivers] DBS has one of the best experiences for fee waivers so no complaints here. Very easy to apply and never had an issue getting a fee waiver since I started using this card. [Bill Payment] I have a DBS account so I generally find bill payments extra smooth and easy in the app.0
What are your thoughts? - Posted 05 Sep 2019Great card for online spending (and nothing else). One star deducted because points are not always rewarded when they should be and you might end up on the losing end if not fully conversant with the Tncs / not tracking your points awarded!
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What are your thoughts?I face the same problem too...
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- 21 May 2018Only bother with the World Mastercard edition, 4mpd for almost all online spend <= $2000 monthly. Die die must have.
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What are your thoughts? - 19 May 2018Great online spending card with 10x DBS points for the world mastercard, and both male and female can apply. This is and still is my go-to card for any online local and overseas spending. No minimum spending, but there's a max spending cap of SGD 2k per month, after which you only earn 1x DBS point which makes it pointless to use beyond SGD 2k. However the 1yr expiry of DBS points is a pain point, and that's the main reason I'm easing off usage of this card and moving towards Citi Rewards Visa and Mastercard which has 5yrs expiry and has more partner airlines. Nevertheless DBS Woman's World Card is still a useful card to have and I would highly recommend everyone to get this card to complement a few other cards to maximize your miles earning potential.
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What are your thoughts? - 19 May 2018Strongly recommend this gold card for online spending for 4mpd. Only negative is DBS points will expire in one year and there is a fee to convert them to either krisflyer/Asia miles
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What are your thoughts? - Firstly, there are two variants of the "Woman's Card". DBS Woman's Card (Blue) and DBS Woman's World Card (Gold). Their reward system are different, so do check before applying. I personally feel the DBS WC (Blue) is like the evil sister compared to the DBS WWC (Gold), so my review is for the latter. Pros: 10x/4mpd for online spending. (Grab, Fave, and pretty much everything online) Useful to combo it with DBS Multiplier credit card spend for more % DBS Points pool Cons: 10x/4mpd cap at $2k per calendar month, anything more that $2k will award 1x/0.4mpd Poor oversea spending point rate DBS points earned on this card will expire in 1yr If you are into miles, this card is a must have in your team! If you can't put enough spend on this card within 1yr, you might want to checkout DBS Altitude. Don't let the S$80k and above per annum entry level requirement scare you, just apply for it! (Got it with only S$30k per annum salary). And Yes, man can also apply for this card!
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DBS Woman's Card
New to credit cards? Here's your complete guide to cashback credit cards.
Eligibility for DBS Woman's Card
- Be at least 21 years old
- Income of S$30,000 and above per annum for Singaporeans and PR
- Income of S$45,000 and above per annum for foreigner
Fees and Charges for DBS Woman's Card
- Annual Principle Fee: $192.60
- Annual Supplementary Card fee: S$96.30 for each supplementary card.
- Fee Waiver: First year annual fee waiver
- Interest-Free Period: 20 days
- Charges for Card Transactions: At the prevailing effective interest rate of 26.80% p.a. (subject to compounding if charges are not paid in full), chargeable on a daily basis from the date of transaction until receipt of full payment. A minimum charge of $2.50 applies.
- Charges for Cash Advance: At the prevailing effective interest rate of 28% p.a. (subject to compounding if charges are not paid in full) on the amount withdrawn, chargeable on a daily basis from the date of withdrawal until receipt of full payment. A minimum charge of $2.50 applies.
- Minimum Monthly Payment: 3% of the outstanding balance, in addition to: i) the total sum of any overdue minimum payment, ii) late payment charges, and iii) any amount exceeding your credit limit, or S$50 (whichever is greater).
- Late Payment Charge: A charge of $100 applies for outstanding balances of $50.01 and up, if payment is not received by the due date. For outstanding balances of $50 and below, no charge applies.
- $0, if the minimum payment specified in the statement is not received by the payment date.
- Cash Advance Fee: The fee for a cash advance is $5 or 3% of the transaction, whichever is greater.
Key Features and Benefits of DBS Woman's Card
These are some features of the DBS Woman's Card and the cashback benefits it has to offer.
Benefits of DBS Woman's Card | What You'll Get |
|---|---|
Beauty and Wellness | Promotions with:
|
Dining and Entertainment |
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Fashion | Promotions with:
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Travel | Promotions with:
|
DBS Woman's Card - Benefits
Terms and Conditions of DBS Woman's Card
Cashbacks are not awarded on:
- Payments made via AXS and SAM
- Payments to educational institutions
- Payments to government institutions and services (court cases, fines, bail and bonds, tax payment, postal services, parking lots and garages, intra-government purchases and any other government services not classified here)
- Payments to insurance companies (sales, underwriting and premiums)
- Payments to financial institutions (including banks and brokerages)
- Payments to non-profit organizations
- Payment or top-up of funds to payment service providers, prepaid accounts and any pre-paid accounts (e.g. EZ-Link, NETS FlashPay, Transit Link, Singtel Dash)
- Interest, finance charges, cash withdrawal, Cash Advance, balance transfer, smart card, bill payments via internet banking and all fees charged by DBS. ix. payments made via telephone or mail order
- Payments made via online banking
- Payments to hospitals, professional service providers and payment for parking lots
- Utility bill payments
- Payments made to CardUp
- Transactions related to betting (including casino levy payment, lottery tickets, casino gaming chips, offtrack betting, and wagers at race tracks)
- Transactions related to crypto currencies (effective 1 July 2018)
- DBS Woman's Card is has a different benefits compared to DBS Woman's World Card
- Any other transactions determined by DBS from time to time.
DBS Contact Info
- Loss of ATM card(s): 1800 339 6963 (SG) or +65 6339 6963 (if overseas)
- Banking and general enquiries: 1800 111 1111 (SG) or +65 6327 2265 (if overseas)
About DBS
Singapore bank DBS was founded in 1968, and currently has over 100 branches islandwide. With assets totalling some $518 million (as of end-Dec 2017), DBS is the largest bank in Southeast Asia - of which its primary shareholder is Temasek Holdings. The bank's key areas of focus include consumer banking, asset management, securities brokerage, treasury and debt fund-raising in Singapore and Hong Kong.
Still unsure? Find out everything you need about credit cards - including what the best credit cards in Singapore are for miles and cashback, factors to consider before getting one, fees to know, and why a good credit score matters.
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