CITI PremierMiles Visa Card Reviews and Comparison - Seedly
CITI PremierMiles Visa Card
4.0
23 reviews
Read more reviews of credit cards
Reviews (23)
4
Reviews (23)
4
  • 5
    6
  • 4
    13
  • 3
    3
  • 2
    1
  • 1
    0

Most Recent

  • Most Helpful
  • Most Recent
  • Low to High
  • High to Low
  • One of the pioneer and popular card in the miles arena. Not one of the highest paying miles card. But Key benefits are the non-expiry and free airport lounge pass.
    0 comments
    0
  • This is the best card after comparing in the market, as it dunt have expiry date for the miles point and get 2 vip lounges annual, who dunt want such card like this.
    0 comments
    0
  • Citi have the best miles card in town. Reason why, our miles never expire, tied up merchant having the most and also miles conversion the best
    0 comments
    0
  • Application was seamless, fast, and convenient. Easy to use and good for beginner miles chaser. Got 2 free priority pass access yearly.
    0 comments
    0
  • My go-to everyday card for no special particular reason. I like the interface of their internet banking and fast updates on allocating the miles. Citibank also has one of the most airline transfer partners.
    0 comments
    0
  • Updated on 13 Jun 2019
    Used to be the best miles card around with little to no restrictions on the types of transactions eligible for miles. However this card is getting heavily nerfed come October 2018. Based on the new card agreement on their site, a whole bunch of transactions are now excluded from earning miles. The most egregious exclusion is "any top-ups or payment of funds to payment service providers, prepaid cards and any prepaid accounts", which will likely affect Paypal transactions. Bill payment will also be excluded.
    1 comment
    1
    Tee-Ming Chew
    Tee-Ming Chew

    19 Nov 2018

    Was looking at this card for awhile.. Interested to know what you use to earn miles now!
  • Updated on 23 Apr 2019
    Pros: - Good for general spending - Miles do not expire - Many miles programs available for conversion - High miles per dollar for selected merchants - Free lounge pass yearly - There is basic travel insurance that comes with the card Cons: - Not as fantastic if you are accumulating miles for large ticket items - Low mile per dollar for all generic spending
    0 comments
    0
  • Updated on 19 Mar 2019
    Good: - Approved in 2 days - Miles point won't be expired - A lot of promotion discount for flight, hotel, dining and shopping Bad: - Take long time to convert your transaction to miles - Some daily transactions like top up ezlink card, won't be converted to miles
    0 comments
    0
Questions (17)

Recent Activity

  • Recent Activity
  • Unanswered
  • Trending

YouTrip

CITI PremierMiles Visa Card

Citi PremierMiles charges a 3% fee on foreign currency transactions. Where as the spread on YouTrip is about 0.2%-0.4% from my past experience. So effectively, you are paying 2.6%-2.8% for 2mpd which amounts to a mile costing 1.3-1.4 cents which is still a good price in my opinion given that most people would value for miles at about 1.8 -2 cents per mile ( market rates as well ) Something NOT Applicable for CitiPremier miles that you may want to take note of; it’s that some other travel cards do offer Free Airport Transfer when you hit a certain limit on overseas spending on top of the higher earn rate on overseas spending. So thats also something to take into consideration. https://www.citibank.com.sg/globaldocs/pdf/CitibankPremierMilesVisaCardmembers_Agreement.pdf

Credit Card

CITI PremierMiles Visa Card

Miles

Aik Kai
Aik Kai
Top Contributor

Top Contributor (Aug)

Level 5. Genius
Answered on 02 Aug 2019
I think it depends on how fast you will be using the miles. In my opinion i will use Citi PM card. DBS points earned via the DBS Visa Black Card expire within a year of earning so if you can hit the minimum transfer block (5,000 points) within a year, go for it. Otherwise, I would stick to Citi PM card as it is has no expiry so I can plan longer and not be rushed by 1 year expiry date.

SeedlyTV EP02

CITI PremierMiles Visa Card

Miles

Credit Card

Yes and No. It depends on what your intended travel plans are. Given that citimiles have the most transfer partners, I would value them marginally higher than other forms of currency. There is also the fact that the long haul SQ experience is generally better than most other airlines out there, so there is no 'waste' in redeeming SQ biz to LHR compared to say, British Airways, plus the fact that SQ generally only allows long haul biz redemption to Krisflyer members. However, do your maths and ensure you are getting value for your redemptions.

CITI PremierMiles Visa Card

UOB One Card

Credit Card

Junus Eu
Junus Eu
Top Contributor

Top Contributor (Aug)

Level 8. Wizard
Answered on 23 Jun 2019
Do you expect to be consistently spending more than the max cashback limit? If it's for travelling for work like you said (and I guess business expenses are reimbursed), then no harm looking for another card to accumulate more points!

Credit Card

CITI PremierMiles Visa Card

DBS Altitude Visa Signature Card

Elijah Lee
Elijah Lee
Top Contributor

Top Contributor (Aug)

Level 8. Wizard
Answered on 16 Jun 2019
No cap that I know of. For DBS points, they must be transferred in blocks of 5000 points (10000 miles) and a $26.75 fee applies. 1-2 weeks for the transfer. For Citi PM, blocks of 10000 miles and a fee of $25.

Credit Card

Miles

CITI PremierMiles Visa Card

Elijah Lee
Elijah Lee
Top Contributor

Top Contributor (Aug)

Level 8. Wizard
Updated on 16 Jun 2019
Consider your expenditure patterns and you might be best served by a mixture of cards for both general and specialized spend. There are a lot of cards on the market, but only the co-brand cards will credit miles directly to your Krisflyer account. Citi PM accumulates citi miles which you need to transfer to Krisflyer before you can start to redeem to flights. Other such cards include DBS altitude, etc where you earn the banks' "currency" that will then be converted to miles in the frequent flyer program of your choice. Consider also factors such as earning rate and expiry for the miles. Popular cards include BOC miles card, DBS altitude, Citi Rewards, etc. Happy hunting for the best cards!

Credit Card

DBS Altitude Visa Signature Card

CITI PremierMiles Visa Card

Aik Kai
Aik Kai
Top Contributor

Top Contributor (Aug)

Level 5. Genius
Answered on 21 Apr 2019
Personal opinion, keep both. Both allows you to "buy" miles when you pay the annual fee and the miles don't expire, so you can slowly accmulate towards your dream redemption. Besides, if you only have these 2 cards, DBS Altitude Card allows you to earn 3mpd when you buy air tickets and book hotels online, so that helps to boost your miles earning rate.

CITI PremierMiles Visa Card

Credit Card

Henry Hoe Yong Zhi
Henry Hoe Yong Zhi, Co-founder at Cantley Lifecare Pte Ltd

()

Level 3. Wonderkid
Answered on 19 Mar 2019
It depends if you use those miles, if you do and you can spend them before they expire, then I highly recommend it.

UOB PRVI Card

CITI PremierMiles Visa Card

Credit Card

Tianshu Dai
Tianshu Dai

()

Level 2. Rookie
Updated on 07 Jun 2019
Both cards have limits. My suggestion is to have both of them. 1. For miles calculation. We usually didn't think about the spending block. Which UOB has the block in $5 and CITI is in $1. To simplest the usage. You can use CITI to pay any bill which under $20. And use UOB to pay the bill over $20. You can refer to this chart. And here's the formula if you need. UOB=INT(INT(amount/5) 3.5) 2 , CITI=INT(INT(amount) 1.2) ! 2. UOB Amex has a benefit which gives you 20,000 miles every year with $50,000 spending which is the most important attraction to me. The maximum rate under this benefit becomes 1.8miles/dollar. And that's why I apply this Amex one rather than visa one. 3. Amex channel has a lot of limitations which you can not use it to pay tax, telephone bill or insurance(I'm not sure). But to be honest. Citi also changed their policy on Oct 2018 which you can not earn any points from insurance or electric wallet top-up. So if one card has no benefit from certain category spending. Please just choose the other card. Or the rebate card. 4. For the redeem. If you can not earn points very fast. Please choose CITI or even DBS altitude. Their points never expired. Or just use the rebate card which may even better for you. If you can earn points fast. UOB's two-year limit will not be an issue. 5. KEEP YOUR MILES UNDER ONE AIRLINE! Now airlines have different alliances. So use one airline account to redeem different airlines tickets is far than enough for you. Because 1. you usually take SQ. 2. Miles transfer from bank to airlines is blocked in 10k. But your reward ticket uses variable miles. The balance miles always become waste if it's not in your SQ account. Conclusion: No need to consider how many airlines the card support. You only need SQ. 6. Join the miles promotion from CITI. Last year they got 43k miles marathon. This year they have 38k miles activity. Which let you spend 8888 dollars within 2 mths. and pay 288 admin fee to get extra 28k miles. It's not bad. And last year 20X promotion is really good. UOB doesn't have too many promotions. Just the 10miles promotion for Agoda is not bad(have maximum S$1500 limit). But Agoda usually has a lot of rebate for cards which make 10miles promotion not worth. 7. CITI have Priority Pass. UOB doesn't. If you need miles. That means you need lounges. PP gives you the basic lounge access. Better than nothing. You can add Citi to your apple pay. UOB Amex can not. If I can choose only one of them. I'll choose UOB Amex.
Answer image preview

Credit Card

CITI PremierMiles Visa Card

Lifestyle

Kenneth Lou
Kenneth Lou, Co-founder at Seedly

()

Level 8. Wizard
Updated on 07 Jun 2019
Converting Your Citi Miles (or Points) To KrisFlyer Miles 1 Citi Mile = 1 KrisFlyer Mile (or 5 Points = 2 KrisFlyer Miles) Now, the Citi Miles that you earn on your card aren't true air miles. They are like reward points which you can convert to KrisFlyer Miles. However, since the mile conversion rate is 1:1, you can imagine them as the same amount of KrisFlyer Miles you'd get if you were to redeem. If you hold other Citibank credit cards that reward you with points (in the form of Citi Dollars) instead of miles, you can have your points converted to miles as well. According to Citi, for every 5 points that you transfer, 2 miles will be credited into your frequent flyer account. How To Redeem Citi Miles For KrisFlyer Miles You will first need to have a KrisFlyer account and a Citi account online. Signing up for a KrisFlyer account is free on the Singapore Airlines website, but note that a KrisFlyer account will be closed after 39 months from the date of your last activity recorded. A KrisFlyer account will also be closed if it is inactive for 18 months from the date of commencement of membership. Go to www.citirewards.com, log in and redeem. You will have to log in to your Citi account online with your user ID and pin. Everything can be done online as there will be prompts for you to key in your Citi PremierMiles Visa Card details. Easy peasy. A $25 administration fee will be charged for each redemption. Allow 5 working days for the processing of your redemption request to redeem your Citi Miles for KrisFlyer Miles.
Load more questions
About CITI PremierMiles Visa Card
Card NameCiti PremierMiles Visa Card
Local Miles RateS$1 = 1.2 Miles
Special Miles RateOverseas: S$1 = 2 Miles Selected Online: S$1 = 7 Miles
HighlightsBonus + Large payments (eg wedding, renovation)

Fees and Charges for CITI PremierMiles Visa Card

  • Annual Principle Fee: $193
  • Annual Supplementary Card fee: Complimentary
  • Fee waiver: Available
  • Interest-Free Period: 25 days
  • Annual Interest Rate: 26.90%
  • Minimum monthly payment: 1% or $50, whichever is higher
  • Late payment charge: $100
  • Cash advance fee: 6% or $15, whichever is higher
  • Overlimit fee: $40

Eligibility for CITI PremierMiles Visa Card

  • Age 21 or older
  • Singaporeans and PR; Minimum annual income of $30,000
  • Foreigners; Minimum annual income of $42,000

Key features of CITI PremierMiles Visa Card

  • $1 = 1.2 Miles
  • $1 = 2 Miles for foreign currency spend, retail and online
  • $1 = Up to 10 miles for selected Online Hotel and Flight bookings
  • Citi Miles never expire
  • 2 complimentary visits every year to airport lounges worldwide

Terms and conditions of CITI PremierMiles Visa Card

  • Complimentary visits are based off an application basis for Priority Pass membership and is reserved for the Principle cardmember holder only. Limited to 2 visits per calendar year, every accompanying guest will be considered as 1 visit.

 

For more info, you can check out CITI PremierMiles Visa Card’s FAQ.