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CIMB World Mastercard

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Credit Cards/CIMB World Mastercard
Credit Cards/CIMB World Mastercard
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Summary

CIMB World Mastercard Review 2023

The CIMB World Mastercard is one of the best cards to have for social spenders who have high budgets on dining, entertainment, and leisure. The card offers an unlimited 2% cashback on spending in categories such as drinking, dining and online food delivery, movies and digital entertainment, taxi and automobile, and luxury goods with a minimum spend of S$1,000. For all other spends, users will receive an unlimited 1% cashback with a minimum spend of S$500. What makes the CIMB World Mastercard more attractive is that it has no annual fee attached to it and users can apply for free supplementary cards.

Exclusive Rewards

SingSaver Exclusive Promotion: Receive S$280 Cash via PayNow

Promotion Criteria:

• Promotion valid only for new CIMB cardmembers

• A min. spend of S$988 must be made on eligible goods and services within 60 days following card approval

• Promotion not valid with other welcome offers

• Promotion valid until 11 June 2023

• Terms and Conditions. Click here

Product Page Transparency

  • Pays to access additional features

CIMB World Mastercard Features & Details

1) Key Features

  • Enjoy unlimited 2% cashback on all eligible local spend when you meet the minimum spend requirement of S$1,000 per month
  • Eligible categories include Wine & Dine, Online Food Delivery (Deliveroo, Foodpanda, GrabFood, WhyQ, and AirAsia Food), Movies & Digital Entertainment, Taxi & Automobile, and Luxury Goods
  • Enjoy access to over 1,000 lounges in more than 60 airports globally via LoungeKey
  • Enjoy more than 1,000 e-commerce, dining, travel & lifestyle, shopping & groceries, and beauty & wellness deals and discount regionally in Singapore, Malaysia, and Indonesia 
  • Enjoy 50% discount off green fees at 42 gold courses regionally
  • There is no cap on cashback 
  • No credit card annual fees

2) Benefits

Cashback
  • Earn unlimited 2% cashback on all eligible local spend when you meet the minimum spend requirement of S$1,000 per month
  • Eligible categories include Wine & Dine, Online Food Delivery (Deliveroo, Foodpanda, GrabFood, WhyQ, and AirAsia Food), Movies & Digital Entertainment, Taxi & Automobile, and Luxury Goods
  • Earn unlimited 1% cashback on all other spend. To qualify for this cashback tier, the spending requirement is between S$500 to S$1,000
  • There is no cap on cashback for both cashback tiers
CIMB 0% i.Pay Plan
  • Have the freedom to convert CIMB Credit Card transactions above S$300 into CIMB’s 0% interest Instalment Payment Plan (iPP) 
  • Transactions of at least S$300 qualifies for 6 or 12 month tenures, while transactions of at least S$1,000 qualifies for a 24 month tenure
  • A one-time processing fee of 3% of transaction amount applies for 6 and 12 month tenures, and 5% of transaction fee for 24 month tenures
  • CIMB Credit Cardholders can continue to earn cashback on the CIMB 0% i.Pay Plan

3) Eligibility

  • Age: 21 years old and above
  • Citizenship: Singaporeans and PRs only
  • Minimum annual income: S$30,000 and above per annum 

4) Fees & Charges

  • Annual principal fee: S$0
  • Supplementary card annual fee: S$0
  • Late payment fees: S$100
  • Repayment grace period: 23 days
  • Minimum monthly payment: 3% of outstanding or S$50, whichever is higher
  • Cash advance charges: S$15 or 6% of amount drawn
  • Overlimit fee: S$40

...see more

Popular Products

Credit Cards/CIMB World Mastercard
claimed
Unclaimed

This product has not been claimed by the company yet.

Summary

CIMB World Mastercard Review 2023

The CIMB World Mastercard is one of the best cards to have for social spenders who have high budgets on dining, entertainment, and leisure. The card offers an unlimited 2% cashback on spending in categories such as drinking, dining and online food delivery, movies and digital entertainment, taxi and automobile, and luxury goods with a minimum spend of S$1,000. For all other spends, users will receive an unlimited 1% cashback with a minimum spend of S$500. What makes the CIMB World Mastercard more attractive is that it has no annual fee attached to it and users can apply for free supplementary cards.

Exclusive Rewards

SingSaver Exclusive Promotion: Receive S$280 Cash via PayNow

Promotion Criteria:

• Promotion valid only for new CIMB cardmembers

• A min. spend of S$988 must be made on eligible goods and services within 60 days following card approval

• Promotion not valid with other welcome offers

• Promotion valid until 11 June 2023

• Terms and Conditions. Click here

Product Page Transparency

  • Pays to access additional features

CIMB World Mastercard Features & Details

1) Key Features

  • Enjoy unlimited 2% cashback on all eligible local spend when you meet the minimum spend requirement of S$1,000 per month
  • Eligible categories include Wine & Dine, Online Food Delivery (Deliveroo, Foodpanda, GrabFood, WhyQ, and AirAsia Food), Movies & Digital Entertainment, Taxi & Automobile, and Luxury Goods
  • Enjoy access to over 1,000 lounges in more than 60 airports globally via LoungeKey
  • Enjoy more than 1,000 e-commerce, dining, travel & lifestyle, shopping & groceries, and beauty & wellness deals and discount regionally in Singapore, Malaysia, and Indonesia 
  • Enjoy 50% discount off green fees at 42 gold courses regionally
  • There is no cap on cashback 
  • No credit card annual fees

2) Benefits

Cashback
  • Earn unlimited 2% cashback on all eligible local spend when you meet the minimum spend requirement of S$1,000 per month
  • Eligible categories include Wine & Dine, Online Food Delivery (Deliveroo, Foodpanda, GrabFood, WhyQ, and AirAsia Food), Movies & Digital Entertainment, Taxi & Automobile, and Luxury Goods
  • Earn unlimited 1% cashback on all other spend. To qualify for this cashback tier, the spending requirement is between S$500 to S$1,000
  • There is no cap on cashback for both cashback tiers
CIMB 0% i.Pay Plan
  • Have the freedom to convert CIMB Credit Card transactions above S$300 into CIMB’s 0% interest Instalment Payment Plan (iPP) 
  • Transactions of at least S$300 qualifies for 6 or 12 month tenures, while transactions of at least S$1,000 qualifies for a 24 month tenure
  • A one-time processing fee of 3% of transaction amount applies for 6 and 12 month tenures, and 5% of transaction fee for 24 month tenures
  • CIMB Credit Cardholders can continue to earn cashback on the CIMB 0% i.Pay Plan

3) Eligibility

  • Age: 21 years old and above
  • Citizenship: Singaporeans and PRs only
  • Minimum annual income: S$30,000 and above per annum 

4) Fees & Charges

  • Annual principal fee: S$0
  • Supplementary card annual fee: S$0
  • Late payment fees: S$100
  • Repayment grace period: 23 days
  • Minimum monthly payment: 3% of outstanding or S$50, whichever is higher
  • Cash advance charges: S$15 or 6% of amount drawn
  • Overlimit fee: S$40

...see more

CIMB World Mastercard

2% unlimited on Dining, Entertainment, Automobile

CASHBACK

Unlimited

CASHBACK CAP

1.5% unlimited cashback on retail spend

OTHER SPEND

S$50,000

MINIMUM ANNUAL INCOME

CIMB World Mastercard

2% unlimited on Dining, Entertainment, Automobile

CASHBACK

Unlimited

CASHBACK CAP

1.5% unlimited cashback on retail spend

OTHER SPEND

S$50,000

MINIMUM ANNUAL INCOME

đź“Ł SIGN-UP BONUS

Receive S$280 Cash via PayNow

Valid till 11 Jun 2023. T&Cs apply.

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Reviews (14)

4.1

14 Reviews

5
8
4
3
3
0
2
2
1
1

Service Rating

Speed of Approval

4.4

Ease of Fee Waiver

4.8

Customer Support

4.7

      Posted 12 Feb 2023

      Purchased

      CIMB World Mastercard

      Good because no annual fee, but it took a while to receive the credit cards about more than 2 weeks in total..

      0

      What are your thoughts?

      Posted 21 Oct 2022

      Purchased

      CIMB World Mastercard

      Wanted to get this for the airport lounge but it's not free/complimentary and the cashback is sooo pathetic at 1% only for all other spend categories that are not in their 2% cashback categories. To qualify for 2% have to spend 1k per statement month which is also not competitive rate. Perhaps this card would be suitable for golfers.

      0

      What are your thoughts?

      Posted 04 Oct 2022

      Purchased

      CIMB World Mastercard

      Quite a meh card. You should always be using 6-8% bonus category cashback cards. Doesn't pair with Amaze either so you can't use it for that purpose.

      0

      What are your thoughts?

      14 Oct 2020

      Purchased

      CIMB World Mastercard

      Excited to use this card. In comparison to StandChart unlimited, this give a slightly higher (2% vs 1.5%) rebates for dining related purchases; also, you get 1.5% for most other spends without any spending criteria, great for someone like me who like things fuss free.

      0

      What are your thoughts?

      24 Jun 2020

      Purchased

      CIMB World Mastercard

      I prefer the cash back scheme rather than the earning points which needs a lot of it to exchange for rewards.

      0

      What are your thoughts?

      18 Jun 2020

      Purchased

      CIMB World Mastercard

      1.5% unlimited cashback on all other spend is not really true. I spent on insurance payment and didn't get any cashback at all. This is very misleading. If there are exceptions, you cannot say it is on ALL OTHER SPEND. I could have get cashback by using other cards instead. My fault for not reading the terms and conditions and got mislead by that statement (with no asterisk to warn of T&C too!)

      0

      What are your thoughts?

      02 May 2020

      Purchased

      CIMB World Mastercard

      Used this card for more than 7mths - no issues with making payments, able to get cash back easily (unlike Citi cashbacks card), and there are constant promotions that makes the card useful.

      0

      What are your thoughts?

      Posted 20 Nov 2019

      Purchased

      CIMB World Mastercard

      Great card for a fussed free unlimited cash back rewards! Also appreciate the very friendly customer service personnel over the phone. :)

      0

      What are your thoughts?

      Posted 19 Nov 2019

      Purchased

      CIMB World Mastercard

      No annual fees for both the Principal and Supplementary Cardmembers, unlimited 1.5% cashback on all your other spends.

      0

      What are your thoughts?

      Posted 14 Nov 2019

      Purchased

      CIMB World Mastercard

      This card offers cash back for any purchases with no minimal spending. I would like CIMB to consider have paywave option for this card as it is currently lacking.

      0

      What are your thoughts?

    Discussions (0)

      No Posts Found.

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      Key Features and Benefits of CIMB World Mastercard

      These are some features of the CIMB World Mastercard and the Cashback benefits it has to offer.

      Benefits of CIMB World Mastercard

      What You'll Get

      Cashback

      • 2% Unlimited cashback on wine & dine, entertainment or duty free stores purchases
      • 1.5% unlimited cashback on all other spend - overseas or local

      Dining

      Enjoy up to 50% discount on exclusive fine dining privileges when you use your CIMB World Mastercard at Peach Garden Chinese restaurant, Spizza or La Nonna

      Golf

      Tee-off without paying green fees at luxurious golf courses locally and in overseas

      Flexi-Payment

      Enjoy 0% interest repayment over a period of up to 24 months

      Share the Benefits

      Up to 4 supplementary cards

      Travel Insurance

      Complimentary travel insurance for you and your family

      Free for Life

      No Annual Fees

      e-Commerce Purchase Protection

      Max USD$200 of coverage

      CIMB World Mastercard - Benefits

      Features & Benefits:

      + Unlimited 2% cashback on dining, movies and entertainment, taxi and automobile and luxury goods

      + Unlimited 1% on all other spend with no minimum spend

      + Enjoy 50% off green fees at 25 golf courses

      + Complimentary travel insurance of up to S$1 million when you charge your travel fares to this card

      + Access to over 1,000 airport lounges globally

      + Can be used for bus and train rides with SimplyGo

      + No annual fees for life + up to 4 supplementary cards with no annual fees

      - Only Singapore citizens and Permanent Residents may apply

      - Min. spend of S$1,000 required for 2% cashback earn rate

      - Min. spend of S$500 required for 1% cashback earn rate

      Eligibility for CIMB World Mastercard

      To be eligible for the CIMB World Mastercard, you'll have to meet the following criteria:

      • 21 years old and above
      • For Singaporeans or PRs: Minimum annual income of S$50,000
      • Or fixed deposit collateral of $50,000

      Fees and Charges for CIMB World Mastercard

      • Annual Principal Card Fee: Free
      • Annual Supplementary Card Fee: Free
      • Interest-free Period: 23 days
      • Annual Interest Rate: 25.9%
      • Minimum monthly payment: 3% or $50, whichever is higher
      • Late payment charge: $100
      • Cash advance fee: 6% (minimum charge of $15)
      • Overlimit fee: 5% or $50, whichever is higher

      Terms and Conditions of CIMB World Mastercard

      • 1.5% base cashback will be credited to the cardmember's card account on a monthly basis within the same statement month
      • The following are spending that are not eligible for cashback: Any cash advances, gambling-related transactions, quasi-cash transactions, payment to insurance companies, donations, payment to utilities, payments done via any AXS network, any fees payable to the bank, interest fees and charges.
      • There is no cap to the 1.5% base cashback earnings

      About CIMB

      CIMB Group is a leading ASEAN universal bank as well as the world leader in Islamic finance. They are headquartered in Kuala Lumpur, Malaysia. CIMB offers consumer banking, commercial banking, investment banking, Islamic banking and asset management products and services. CIMB have around 14 million customers and made up of 36,000 staff.

      CIMB Contact Info

      Customer service(Credit Card): +65 6333 6666

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