CIMB Platinum Mastercard Reviews and Comparison - Seedly
 

CIMB Platinum Mastercard

  • Overview
  • Reviews (29)
  • Questions (0)
  • More Details
Credit Cards/CIMB Platinum Mastercard
Credit Cards/CIMB Platinum Mastercard

USER RATINGS

Speed of Approval

4.6

Ease of Fee Waiver

4.8

Customer Service

4.7
Credit Cards/CIMB Platinum Mastercard

USER RATINGS

Read reviews

Speed of Approval

4.6

Ease of Fee Waiver

4.8

Customer Service

4.7

CIMB Platinum Mastercard

10% on Dining, Petrol, Travel
CASHBACK
$100
CASHBACK CAP
$800
MINIMUM SPEND

    CIMB Platinum Mastercard

    10% on Dining, Petrol, Travel
    CASHBACK
    $100
    CASHBACK CAP
    $800
    MINIMUM SPEND

Details

About CIMB (Platinum Mastercard)

CIMB Group is a leading ASEAN universal bank as well as the world leader in Islamic finance. They are headquartered in Kuala Lumpur, Malaysia. CIMB offers consumer banking, commercial banking, investment banking, Islamic banking and asset management products and services. CIMB have around 14 million customers and made up of 36,000 staff.

Read More about CIMB Platinum Mastercard
Reviews (29)

4.3

29 Reviews

  • 5
    16
  • 4
    8
  • 3
    4
  • 2
    0
  • 1
    1

Read Review About...

annual fee

credit card

customer service

fee waiver

minimum spend

cashback card

cashback category

cimb card

cap category

spend 800

Most Recent

  • Most Helpful
  • Most Recent
  • Low to High
  • High to Low
Most HelpfulMost RecentLow to HighHigh to Low
  • Posted on 21 Nov 2019

    Purchased

    CIMB Platinum Mastercard

    [Customer Service] Fastest bank to be reached via phone. Always less than 5 min wait to speak to an officer. Staff is always courteous and helpful. [Useful For...] Useful for Grab users and those with monthly braces payments. [Cashback Card] High cashback. [Hidden Terms] CIMB in general changes their cash back terms frequently without any notice. You have to manually check their website to be up to date.
    0 comments
    0
  • Posted on 20 Nov 2019

    Purchased

    CIMB Platinum Mastercard

    Used to be the best value for money. With the recent changes of having a minimum of $800 eligible spending, it becomes not so friendly and too high. There is also rebate cap for different categories which is confusing, and often the rebates depend on the MCC numbers which we as users will not able to know. Spending is based on posted and not unbilled which again beyond the control of the users. Do not allow spending on government institution to be eligible for rebates which goes contrary to our govt policies of cashless society.
    0 comments
    0
  • Posted on 20 Nov 2019

    Purchased

    CIMB Platinum Mastercard

    There were couple of instances where I forgotten to repay my dues timely; CIMB CSOs have had accommodated to my requests and fully waive any penalty(ies), pertaining to my late repayments. CIMB's regional presence and network of ATMs are convenient to ASEAN Travellers. However, I was really fuming mad when CIMB unilaterally lower my available credit from 10K to 4K; despite my decade relationship with the Bank.
    0 comments
    0
  • Posted on 20 Nov 2019

    Purchased

    CIMB Platinum Mastercard

    Plus: No annual fee, big cashback rewards on main shopping categories (dining, petrol, medical) Minus: The cap of $20 cashback per category whilst understandable, is a step-back and not as attractive as previously. Min spend on card at $800 also understandable but not desired. All in all, still a useful 2nd/3rd choice handy credit card to have. Perhaps better to combine with the Visa Signature card and the other cashback categories to make the CIMB cards proposition more attractive to consumers?
    0 comments
    0
  • Posted on 20 Nov 2019

    Purchased

    CIMB Platinum Mastercard

    I wish your company can get installment like standard chartered have easy pay to let us pay by installment. Hope your bank can something function . Citi bank also have Citi pay lite to apply like installment .
    0 comments
    0
Questions (0)

Recent Activity

  • Recent Activity
  • Unanswered
  • Trending
Recent ActivityUnansweredTrending
No questions found.

CIMB Platinum Mastercard

CIMB Platinum Mastercard

Find out how a Cashback credit card works, and the difference between Cashbacks and cash rebates.

Eligibility for CIMB Platinum Mastercard

To be eligible for the CIMB Platinum Mastercard, you'll have to meet the following criteria:

  • 21 years old and above
  • For Singaporeans and PRs: Minimum annual income of S$30,000
  • For Singaporeans and PR aged 55 years and above: Minimum annual income of $15,000
  • Or fixed deposit collateral of $10,000

Fees and Charges for CIMB Platinum Mastercard

  • Annual Principal Fee: Free
  • Annual Supplementary Card Fee: Free
  • Interest-Free Period: 23 days
  • Annual Interest Rate: 25.9%
  • Minimum monthly payment: 3% or $50, whichever is higher
  • Late payment charge: $100
  • Cash advance fee: 6% (minimum charge of $15)
  • Overlimit fee: 5% or $50, whichever is higher

Key Features and Benefits of CIMB Platinum Mastercard

These are some features of the CIMB Platinum Mastercard and the Cashback benefits it has to offer.

  • 10% Cashback on the following categories: Wine & Dine, Travel in Foreign Currency, Health & Medical, Transport & Petrol and Selected Electronics & Furnishing Merchants
  • Unlimited 0.2% Cashback on all other retail spend, no minimum spend or monthly cap.
  • e-Commerce Purchase Protection.
  • Flexi-Payment with CIMB 0% i.Pay Plan, more details here.

CIMB Platinum Mastercard Benefits

What You'll Get

Food

10% Cashback on Wine and Dine

Transport and Petrol

10% Cashback when you use your card for taxi rides and petrol

Foreign Currency

10% Cashback when you use your card to purchase your flights or hotel stays in foreign currency

Health

10% Cashback when you use dental services or visit the optometrist

SimplyGo

CIMB Platinum Mastercard - Benefits

Additional Features of CIMB Platinum Mastercard

CIMB Platinum Mastercard Benefits

What You'll Get

Unlimited 0.2% Cashback

No minimum spend or cap - Cashback on all retail spend

Flexi-Payment With CIMB 0% interest Pay Plan

Convert your travel and other big ticket items to CIMB 0% i.Pay Plan, where you will enjoy interest-free repayments over a period of up to 24 months

Life-long Membership

No annual fee

Share the Benefits

Up to 4 supplementary cards and your family

CIMB Deals and Discounts

Exclusive CIMB deals and discounts

e-Commerce Purchase Protection

Complimentary e-Commerce Purchase Protection Insurance

CIMB Platinum Mastercard - Additional Benefits

Promotion for CIMB Platinum Mastercard

Apply for CIMB Platinum Mastercard and/or CIMB Visa Signature and receive a free 1 return flight ticket (inclusive of tax) to any one of 16 destinations across Asia

Terms and Conditions of CIMB Platinum Mastercard

  • 10% Cashback is capped at $100 per calendar month per Principal Cardmember and up to $20 per category
  • 10% Cashback = 0.2% credited in the same statement month and 9.8% will be credited in the following month after spending criteria of $800 has been met
  • The following transactions will not qualify for Cashback: any gambling-related related transactions, payments to insurance companies, payments to government institutions, donations to non-profit institutions and any payments for utilities

CIMB Contact Info

  • Customer service(Credit Card):  +65 6333 6666

Still unsure? Find out everything you need about credit cards - including what the best credit cards in Singapore are for miles and Cashback, factors to consider before getting one, fees to know, and why a good credit score matters.

You can also pose questions (anonymously, if you'd prefer) on the Seedly Q&A platform.