CIMB Platinum Mastercard Reviews and Comparison - Seedly
 

CIMB Platinum Mastercard

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  • Reviews (30)
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Credit Cards/CIMB Platinum Mastercard

USER RATINGS

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Speed of Approval

4.6

Ease of Fee Waiver

4.8

Customer Service

4.7

CIMB Platinum Mastercard

10% on Dining, Petrol, Travel
CASHBACK
$100
CASHBACK CAP
$800
MINIMUM SPEND

    CIMB Platinum Mastercard

    10% on Dining, Petrol, Travel
    CASHBACK
    $100
    CASHBACK CAP
    $800
    MINIMUM SPEND
Reviews (30)

4.3

30 Reviews

  • 5
    17
  • 4
    8
  • 3
    4
  • 2
    0
  • 1
    1

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annual fee

customer service

credit card

fee waiver

cashback card

minimum spend

cimb card

good card

cap category

cash rebate

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  • Posted 4w ago

    Purchased

    CIMB Platinum Mastercard

    [Customer Service] Fastest bank to be reached via phone. Always less than 5 min wait to speak to an officer. Staff is always courteous and helpful. [Useful For...] Useful for Grab users and those with monthly braces payments. [Cashback Card] High cashback. [Hidden Terms] CIMB in general changes their cash back terms frequently without any notice. You have to manually check their website to be up to date.
    0 comments
    0
  • Posted 4w ago

    Purchased

    CIMB Platinum Mastercard

    Used to be the best value for money. With the recent changes of having a minimum of $800 eligible spending, it becomes not so friendly and too high. There is also rebate cap for different categories which is confusing, and often the rebates depend on the MCC numbers which we as users will not able to know. Spending is based on posted and not unbilled which again beyond the control of the users. Do not allow spending on government institution to be eligible for rebates which goes contrary to our govt policies of cashless society.
    0 comments
    0
  • Posted 4w ago

    Purchased

    CIMB Platinum Mastercard

    There were couple of instances where I forgotten to repay my dues timely; CIMB CSOs have had accommodated to my requests and fully waive any penalty(ies), pertaining to my late repayments. CIMB's regional presence and network of ATMs are convenient to ASEAN Travellers. However, I was really fuming mad when CIMB unilaterally lower my available credit from 10K to 4K; despite my decade relationship with the Bank.
    0 comments
    0
  • Posted 4w ago

    Purchased

    CIMB Platinum Mastercard

    Plus: No annual fee, big cashback rewards on main shopping categories (dining, petrol, medical) Minus: The cap of $20 cashback per category whilst understandable, is a step-back and not as attractive as previously. Min spend on card at $800 also understandable but not desired. All in all, still a useful 2nd/3rd choice handy credit card to have. Perhaps better to combine with the Visa Signature card and the other cashback categories to make the CIMB cards proposition more attractive to consumers?
    0 comments
    0
  • Posted 4w ago

    Purchased

    CIMB Platinum Mastercard

    I wish your company can get installment like standard chartered have easy pay to let us pay by installment. Hope your bank can something function . Citi bank also have Citi pay lite to apply like installment .
    0 comments
    0
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Eligibility for CIMB Platinum Mastercard Card

  • Minimum age for Principal card: 21 years old
  • Minimum age for Supplementary Card: 18 years old
  • Singaporeans and PR; Minimum annual income of $30,00
  • Singaporeans and PR aged 55 years and above; Minimum annual income: $15,000
  • Or a minimum Fixed Deposit Collateral of $10,000

Fees and Charges for CIMB Platinum Mastercard Card

  • Annual Principal Fee: Free
  • Annual Supplementary Card fee: Free
  • Interest-Free Period: 23 days
  • Annual Interest Rate: 25.9%
  • Minimum monthly payment: 3% or $50, whichever is higher
  • Late payment charge: $100
  • Cash advance fee: 6% (minimum charge of $15)
  • Overlimit fee: 5% or $50, whichever is higher

Key features of CIMB Platinum Mastercard Card

  • 10% Cashback on the following categories: Wine & Dine, Travel in Foreign Currency, Health & Medical, Transport & Petrol and Selected Electronics & Furnishing Merchants
  • Unlimited 0.2% cashback on all other retail spend, no minimum spend or monthly cap.
  • e-Commerce Purchase Protection.
  • Flexi-Payment with CIMB 0% i.Pay Plan, more details here.

 

Terms and conditions of CIMB Platinum Mastercard Card

  • 10% cashback is capped at $100 a month, up to $20 a category.
  • 10% cashback = 0.2% credited in the same statement month and 9.8% will be credited in the following month after spending criteria of $800 has been met.
  • The following transactions will not qualify for cashback: cash advancements, gambling-related transactions, payments to insurance companies/ government institutions, any donations or payments to non-profit organisations, for the full list, please visit CIMB Platinum Mastercard’s T&Cs.
  • *Terms and conditions governing the CIMB Credit Card Promotion 2019 apply. Click here for the full T&Cs. 

For more info, you can check out CIMB Platinum Mastercard’s page here.