Personally, this is my 2nd credit card and I find the sign up bonus attractive as I received $20 CapitaVouchers (in the form of STAR$) after being referred by my friend. My friend would receive S$30 CapitaVouchers (in the form of STAR$) after referring to me. Besides that, you get to earn STAR$ points when shopping at Capitalmalls.
A card thats worth it only for the sign up bonus. Subsequently after, it might be good for families that spend most of their time in capitaland mall for the "free carpark". Apart from that (If you dont revolve your life around capitaland malls), you could try other cards. Btw, this is the only credit card that can be used to purchase capita vouchers
The exchange rate of Star$ to vouchers is 5,000 star$ to 5 capitalland voucher. This means you can only get about 1-3% rebates (3% for dining) at capland outlets. This is definitely not good when other cards such as OCBC 360 and BOC family card are aready offering 6% rebate on dining. Its rewards system has to be improved to match other cards.
1 star- only useful for its sign up gift and then set aside
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